115 Long Point Dr, Chapin, SC 29036 Property Records

Lexington County property record for 115 Long Point Dr, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,393 sqft · built 1979
Lot Size	0.294 acres (12,811 sqft)
Owner	2 Trust Names on File
Last Sale	$158,000 (Jul 1999)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Dec 2025 Transfer Oct 2019 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`000920-04-026`

Property Details

APN / Parcel Number

Primary APN	`000920-04-026`
Alternative APN	`0092004026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,393 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Wood
Roof Material	Shingle
Lot Area	12,811 sqft (0.294 acres)
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	115 LONG POINT DR
City	CHAPIN
State	SC
Zip	29036-9555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	SMALLWOOD EST LOT 26 & PT LT 25 BLK E
Legal Subdivision	SMALLWOOD ESTATES PHASE I
Legal Block	E
Legal Lot Number	26-25
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1000
Census Tract	21206

Owner

115 Long Point Dr is held in a trust since December 2025.

Source: Lexington County records, as of June 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	115 LONG POINT DR, CHAPIN, SC 29036-9555
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Intrafamily Transfer, Transfer
Oct 14, 2019	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK
Feb 21, 2017	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 1999 · Amount on File
Deed Sale	Jul 23, 1999 · Amount on File
Deed Book / Page	5363 / 61
Last Transfer Date	Dec 10, 2025
Transfer Doc	2119502780
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEXINGTON SC
Recording Date	Dec 10, 2025
Property Address	115 LONG POINT DR, CHAPIN, SC 29036-9555
Document Number	2119502780
Book / Page	21195 / 2780
Map Reference	MB 165-G PG 8&9
Instrument Date	Dec 10, 2025
Instrument	2025048237
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	115 LONG POINT DR, CHAPIN, SC 29036-9555

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	115 LONG POINT DR, CHAPIN, SC 29036-9555
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2083904790
Date	Oct 14, 2019
Book Page	20839/4790
Instrument	2019046751

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	LEXINGTON, SC 29072

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Feb 21, 2017
Property Address	115 LONG POINT DR, CHAPIN, SC 29036-9555
Document Number	1901900002
Book / Page	019019 / 000002
Instrument Date	Feb 17, 2017
Instrument	8243
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.65
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 LONG POINT DR CHAPIN SC 290369555, CHAPIN, SC 29036-9555

Mortgage

Document Number	1901900006
Date	Feb 21, 2017
Book Page	019019/000006
Instrument	8244

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Feb 20, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 115 Long Point Dr was $1,670, up 7.7% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,670.00 (+7.67%)	$10,140 (-) Land $6,752 Building $3,388
2024	$1,551.00 (+0.85%)	$10,140 (-) Land $6,752 Building $3,388	$253,501 (-) Land $168,800 Building $84,701
2023	$1,538.00	$10,140 Land $6,752 Building $3,388	$253,501 Land $168,800 Building $84,701

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Long Point Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	362.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	2 (2024–2025)
Most Recent Claim	Aug 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Long Point Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.2% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BGWC LAKEWOOD ESTATES private · serves 737 people · EPA ID SC3250005
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	CITY OF COLUMBIA
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: CarolinaConnect Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Long Point Dr

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