115 Lone Oak Dr, Ocoee, TN 37361 Property Records

Polk County property record for 115 Lone Oak Dr, Ocoee, TN 37361

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,288 sqft · built 2019
Lot Size	1.35 acres (58,806 sqft)
Owner	Individual Name on Record
Last Sale	$79,500 (Mar 2001)
Tax Bill	$822 (2025)
Deeds & Mortgages	Apr 2026 Transfer Feb 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`065H-A-008.00`

Property Details

APN / Parcel Number

Primary APN	`065H-A-008.00`
Alternative APNs	`01065HA065H00800` `070065H A 00800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Flooring	Carpet

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	58,806 sqft (1.35 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Patio Area	56 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	115 LONE OAK DR
City	OCOEE
State	TN
Zip	37361-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB: 11 PG: 101 LOT: OUT OF 8
Legal Subdivision	JONES SUBD
Legal Lot Number	8
Jurisdiction	POLK TN
Township / Civil Division	2
Census Block Group	1
Census Block	1040
Census Tract	950300

Owner

Source: Polk County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 LONE OAK DR, OCOEE, TN 37361-3031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 1, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 1, 2018	Deed with Mortgage, Transfer · Conventional Mortgage EDWARD B & RUTH A WILLEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2001 · Amount on Record
Deed Sale	Mar 30, 2001 · Amount on Record
Prior Sale	Jan 22, 1996 · Amount on Record
Deed Book / Page	217 / 165
Last Transfer Date	Feb 1, 2023
Transfer Doc	00WD346/96
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK TN
Recording Date	Apr 24, 2026
Property Address	115 LONE OAK DR, OCOEE, TN 37361-3031
Document Number	0000001220
Book / Page	5 / 2910
Instrument Date	Apr 24, 2026
Instrument	20261220
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 LONE OAK DR, OCOEE, TN 37361-3031

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK TN
Recording Date	Feb 1, 2023
Property Address	115 LONE OAK DR, OCOEE, TN 37361-3031
Document Number	00WD346/96
Book / Page	WD346 / 96
Map Reference	MB 11 PG 101
Instrument Date	Feb 1, 2023
Instrument	23000257
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 LONE OAK DR, OCOEE, TN 37361-3031

February 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	POLK TN
Recording Date	Feb 1, 2018
Property Address	115 LONE OAK DR, OCOEE, TN 37361-3031
Book / Page	000307 / 000372
Instrument Date	Feb 1, 2018
Instrument	217
Transaction Type	Transfer
Record Updated	Feb 13, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 LONE OAK DR OCOEE TN 373613031, OCOEE, TN 37361-3031

Mortgage

Document Number	0000000217
Date	Feb 1, 2018
Book Page	000307/000372
Instrument	217

Lender

Name	EDWARD B & RUTH A WILLEY
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jan 31, 2025

Tax Assessment & Valuation

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$822.00	$48,675 (-) Land $6,000 Building $42,675	$194,700 (-) Land $24,000 Building $170,700
2024	$822.00	$48,675 (-) Land $6,000 Building $42,675
2023	$822.00 (+15.77%)	$48,675 (+72.15%) Land $6,000 Building $42,675	$194,700 (+72.15%) Land $24,000 Building $170,700
2022	$710.00	$28,275 Land $4,450 Building $23,825	$113,100 Land $17,800 Building $95,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1994–2020)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 4 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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