Limestone County property record for 115 Lombard St, Madison, AL 35756
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,256 sqft · built 2020 |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Dec 2025) |
| Tax Bill | $3,899 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Construction Loan Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1701020001080000 |
| Primary APN | 1701020001080000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,256 sqft Living Area |
| Upper Floors Area | 448 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Dimensions | 115 ft deep x 42 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 372 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 11703743 |
|---|---|
| Street Address | 115 LOMBARD ST |
| City | MADISON |
| State | AL |
| Zip | 35756-5900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:9 CITY/MUNI/TWP:MADISON SUBD:THE VILLAGE AT OAKLAND SPRINGS SEC/TWN/RNG/MER:SEC 02 TWN 04S RNG 03W |
| Legal Subdivision | THE VILLAGE AT OAKLAND SPRINGS |
| Jurisdiction | LIMESTONE AL |
| Township / Civil Division | MOORESVILLE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 21201 |
115 Lombard St is owned and occupied by an individual who bought it in December 2025.
Source: Limestone County records, as of February 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 113 CHRISTY DR, MADISON, AL 35758-6016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed, Construction Loan · Construction Mortgage SERVISFIRST BANK |
| Feb 13, 2020 | Deed of Trust, Mortgage · Commercial Mortgage TRUSTMARK NATIONAL BANK |
| Oct 17, 2022 | Deed of Trust, Mortgage · Line of Credit SERVISFIRST BANK |
| Dec 7, 2020 | Warranty Deed, Construction Loan · Construction Mortgage BRYANT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on File |
| Deed Sale | Dec 5, 2025 · Amount on File |
| Prior Sale | Dec 7, 2020 · Amount on File |
| Deed Document Number | 2025101905 |
| Deed Book / Page | 2025 / 101905 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Dec 5, 2025 |
| Property Address | 115 LOMBARD ST, MADISON, AL 35756-5900 |
| Document Number | 2025/101905 |
| Book / Page | 2025 / 101905 |
| Map Reference | MB J PG 43 |
| Instrument Date | Dec 1, 2025 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 LOMBARD ST, MADISON, AL 35756-5900 |
| Name | Verified Name |
|---|---|
| Address | 113 CHRISTY DR, MADISON, AL 35758-6016 |
| Document Number | 2025101908 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 2025/101908 |
| Name | SERVISFIRST BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 115 LOMBARD ST, MADISON, AL 35756-5900 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2020/10441 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 2020/10441 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 15, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 115 LOMBARD ST, MADISON, AL 35756-5900 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2022/88088 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 2022/88088 |
| Name | SERVISFIRST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Dec 7, 2020 |
| Property Address | 115 LOMBARD ST, MADISON, AL 35756-5900 |
| Document Number | 2020/114075 |
| Book / Page | 2020 / 114075 |
| Map Reference | MB J PG 43 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 25, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1307 25TH AVE, TUSCALOOSA, AL 35401-2859 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 115 LOMBARD ST, MADISON, AL 35756-5900 |
| Document Number | 202011407720201140 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 2020/11407720201140 |
| Name | BRYANT BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 115 Lombard St was $3,899 with a homeowner's exemption, down 0.6% from the year before.
Source: Limestone County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Limestone County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,899.00 (-0.59%) Homeowner's exemption | $54,760 (-0.83%) | $547,500 (-0.83%) Land $103,500 Building $444,000 |
| 2024 | $3,922.00 (-49.98%) Homeowner's exemption | $55,220 (-49.21%) | $552,100 (+1.56%) Land $103,500 Building $448,600 |
| 2023 | $7,841.00 (+138.4%) | $108,720 (+134.92%) | $543,600 (+17.48%) Land $103,500 Building $440,100 |
| 2022 | $3,289.00 Homeowner's exemption | $46,280 | $462,700 Land $104,400 Building $358,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 115 Lombard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Lombard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MADISON, THE W & WW BOARD OF THE serves 54,114 people · EPA ID AL0000885 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Also Mapped Here | LIMESTONE COUNTY WATER & SEWER AUTH. |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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