Ellis County property record for 115 Laurel Oak Dr, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,977 sqft · built 2019 |
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $376,200 (Jan 2020) |
| Tax Bill | $9,744 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R274234 |
| Primary APN | R274234 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,977 sqft Living Area |
| Gross Area | 4,579 sqft |
| 1st Floor Area | 2,271 sqft |
| 2nd Floor Area | 1,706 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,975 sqft (0.229 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 206 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 115 LAUREL OAK DR |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-4634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLK I THE WOODS OF RED OAK PH 2 .229 AC |
| Legal Subdivision | THE WOODS OF RED OAK PH 2 |
| Legal Block | I |
| Legal Lot Number | 7 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 60206 |
115 Laurel Oak Dr is owned and occupied by two individuals who bought it in January 2020.
Source: Ellis County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 LAUREL OAK DR, RED OAK, TX 75154-4634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Dec 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 15, 2020 | Grant Deed, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2020 · Amount on File |
| Deed Sale | Jan 15, 2020 · Amount on File |
| Deed Document Number | 20201522 |
| Prior Transfer Date | Dec 31, 2019 |
| Prior Transfer Doc | 0000001522 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Apr 8, 2026 |
| Property Address | 115 LAUREL OAK DR, RED OAK, TX 75154-4634 |
| Document Number | 0000011903 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 202611903 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 115 LAUREL OAK DR, RED OAK, TX 75154-4634 |
| Document Number | 0000011903, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 202611903 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 285 Months |
| Due | Jan 1, 2050 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 115 LAUREL OAK DR, RED OAK, TX 75154-4634 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 115 LAUREL OAK DR, RED OAK, TX 75154-4634 |
| Document Number | 0002157050 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 2157050 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jan 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jan 15, 2020 |
| Property Address | 115 LAUREL OAK DR, RED OAK, TX 75154-4634 |
| Document Number | 0000001522 |
| Instrument Date | Dec 31, 2019 |
| Instrument | 1522 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 5, 2020 |
| Title Company | SENDERA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 LAUREL OAK DR RED OAK TX 751544634, RED OAK, TX 75154-4634 |
| Document Number | 1523 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 1523 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 14, 2050 |
The 2025 property tax bill for 115 Laurel Oak Dr was $9,744 with a homeowner's exemption, up 4.6% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $543,115 (-1.86%) Land $92,500 Building $450,615 | $543,115 (-1.86%) Land $92,500 Building $450,615 | |
| 2025 | $9,744.00 (+4.59%) Homeowner's exemption | $553,430 Land $92,500 Building $460,930 | $553,430 Land $92,500 Building $460,930 |
| 2024 | $9,316.00 (+11.34%) | ||
| 2023 | $8,367.00 Homeowner's exemption | $610,000 Land $85,000 Building $525,000 | $610,000 Land $85,000 Building $525,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Laurel Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Laurel Oak Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RED OAK serves 18,577 people · EPA ID TX0700031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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