Putnam County property record for 115 Laurel Ln, Melrose, FL 32666
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,382 sqft · built 1925 |
| Lot Size | 4.73 acres (206,039 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,241 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-09-23-0000-0040-0010 |
| Primary APN | 19-09-23-0000-0040-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 3,382 sqft Living Area |
| Gross Area | 946 sqft |
| 1st Floor Area | 946 sqft |
| Basement Area | 676 sqft |
| Flooring | Wood |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Lot Area | 206,039 sqft (4.73 acres) |
| Garage Type | Carport |
| Garage Area | 384 sqft |
| Carport | Carport |
| Carport Area | 384 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 386 sqft |
| Deck Area | 72 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 71675 |
|---|---|
| Street Address | 115 LAUREL LN |
| City | MELROSE |
| State | FL |
| Zip | 32666-4136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF GOVT LOT 3 OR292 P921, (SUBJECT TO CLAY ELECT ESMT, OR1287 P99) (MAP SHEET 19B) |
| Legal Range | 23E |
| Legal Township | 09S |
| Legal Section | 19 |
| Legal Lot Number | 3 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 950300 |
Source: Putnam County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 111, MELROSE, FL 32666-0111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 3, 2005 |
| Transfer Doc | 0010361812 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 115 LAUREL LN, MELROSE, FL 32666-4136 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015191080 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 1519/1080 |
| Instrument | 201854017491 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35211 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Sep 1, 2047 |
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,241.00 (+105%) Homeowner's exemption Disabled Person's exemption | $190,205 (+71.32%) | $262,810 (-0.02%) Land $52,030 Building $210,780 |
| 2023 | $1,581.00 (+0.38%) Senior Citizen's exemption | $111,020 (+3%) | $262,860 (+23.73%) Land $52,030 Building $210,830 |
| 2022 | $1,575.00 Senior Citizen's exemption | $107,790 | $212,450 Land $37,840 Building $174,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
May also be available: AT&T, T-Mobile, Xfinity.
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