115 Laurel Ln, Bainbridge, GA 39819 Property Records

Decatur County property record for 115 Laurel Ln, Bainbridge, GA 39819

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 2020
Lot Size	0.778 acres (33,908 sqft)
Owner	2 Individual Names on File
Last Sale	$199,500 (Dec 2020)
Tax Bill	$3,591 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0084F-022-000`

Property Details

APN / Parcel Number

Primary APN	`0084F-022-000`
Alternative APNs	`0084F00000022000` `7940`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	33,908 sqft
Garage Type	Carport
Carport	Carport
Carport Area	480 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7940
Old Parcel Number	0084F00000022000
Street Address	115 LAUREL LN
City	BAINBRIDGE
State	GA
Zip	39819-6592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	469 400 115 LAUREL LANE
Legal Subdivision	SUMMERWOOD PHASE II
Legal Phase	2
Legal Lot Number	22
Jurisdiction	DECATUR GA
Township / Civil Division	BAINBRIDGE
Census Block Group	2
Census Block	2043
Census Tract	970301

Owner

115 Laurel Ln is owned and occupied by two individuals who bought it in December 2020.

Source: Decatur County records, as of February 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 LAUREL LN, BAINBRIDGE, GA 39819-6592
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · Line of Credit FAMILY BANK
Dec 29, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIS BANK
Jul 21, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2020 · Amount on File
Deed Sale	Dec 29, 2020 · Amount on File
Prior Sale	Aug 10, 2006 · Amount on File
Deed Document Number	0000469400
Deed Book / Page	462 / 583
Prior Transfer Date	Jul 21, 2020
Prior Transfer Doc	2020-000678
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	115 LAUREL LN, BAINBRIDGE, GA 39819-6592
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000467/0000000328
Date	Nov 5, 2020
Book Page	0000000467/0000000328

Lender

Name	FAMILY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2021

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	115 LAUREL LN, BAINBRIDGE, GA 39819-6592
Transaction Type	Mortgage
Record Updated	Mar 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000469/0000000403
Date	Dec 29, 2020
Book Page	0000000469/0000000403

Lender

Name	AMERIS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Jul 21, 2020
Property Address	115 LAUREL LN, BAINBRIDGE, GA 39819-6592
Document Number	000462/583
Book / Page	462 / 583
Instrument Date	Jul 21, 2020
Instrument	2020-000678
Transaction Type	Transfer
Record Updated	Mar 30, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 SWEET GUM DR, BAINBRIDGE, GA 39819-7402

Tax Assessment & Valuation

The 2025 property tax bill for 115 Laurel Ln was $3,591.

Source: Decatur County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Bainbridge City
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,591.00	$111,422 Land $10,000 Building $101,422	$278,555 Land $25,000 Building $253,555
2023	$2,937.00	$95,259 Land $10,000 Building $85,259	$238,147 Land $25,000 Building $213,147
2022	$2,937.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Laurel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Laurel Ln is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber · Cable	1,000 / 50

May also be available: Bainbridge Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laurel Ln

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