Schoharie County and Summit Town property record for 115 Lakeside Dr, Summit, NY 12175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,036 sqft · built 1985 |
| Lot Size | 1.47 acres (64,033 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,932 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 434800 112.1-3-2 |
| Primary APN | 434800 112.1-3-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,036 sqft Living Area |
| 1st Floor Area | 1,036 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 64,033 sqft (1.47 acres) |
| Porch | Slab |
| Porch Area | 368 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 545J100656 |
|---|---|
| Street Address | 115 LAKESIDE DR |
| City | SUMMIT |
| State | NY |
| Zip | 12175-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 3 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 740500 |
Source: Schoharie County and Summit Town records · APN 434800 112.1-3-2
Assessment roll updated May 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 194, SUMMIT, NY 12175-0194 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 115 LAKESIDE DR, SUMMIT, NY 12175-2518 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002138/170 |
|---|---|
| Date | Dec 26, 2025 |
| Book Page | 2138/170 |
| Instrument | 830821 |
| Name | JOVIA FINANCIAL FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jan 01, 2054 |
| Rate Type | Adjustable Rate |
|---|
Source: Schoharie County and Summit Town records · Assessment roll updated May 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,932.00 (+2.26%) | $69,000 (+4.39%) Land $10,400 Building $58,600 | $179,221 (+15.91%) Land $27,013 Building $152,208 |
| 2023 | $66,100 Land $10,400 Building $55,700 | $154,620 Land $24,328 Building $130,292 | |
| 2020 | $3,845.00 |
Source: FEMA National Flood Hazard Layer as of February 16, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| The Middleburgh Telephone Company Fiber | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 65 locations within half a mile of this property.
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