Madison County property record for 115 Lake Ridge Dr, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 2,779 sqft · built 2020 |
| Lot Size | 0.74 acres (32,269 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,639 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081A-11-003 |
| Primary APN | 081A-11-003 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,779 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 2,205 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 32,269 sqft (0.74 acres) |
| Account Number | 20253 |
|---|---|
| Street Address | 115 LAKE RIDGE DR |
| City | MADISON |
| State | MS |
| Zip | 39110-8212 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | PUD |
| Legal Description | LOT 171 LAKE CAROLINE PHASE I LESS BACK PORTION OF LOT |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 11 |
| Legal Subdivision | LAKE CAROLINE PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 171 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 30402 |
Source: Madison County records, as of December 2, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1485, MADISON, MS 39130-1485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2023 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage MORTGAGE ACCESS CORP |
| Apr 21, 2020 | Deed of Trust, Mortgage · Line of Credit CHARTERED BK |
| Mar 19, 2020 | Warranty Deed, Construction Loan · Line of Credit BANCORPSOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2022 |
| Deed Sale | Feb 28, 2022 |
| Prior Sale | Feb 25, 2022 |
| Deed Document Number | 2022951472 |
| Deed Book / Page | 4175 / 911 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Oct 19, 2023 |
| Property Address | 115 LAKE RIDGE DR, MADISON, MS 39110-8212 |
| Document Number | 004380/363 |
| Book / Page | 4380 / 363 |
| Map Reference | CAB G SL 74&75 |
| Instrument Date | Oct 16, 2023 |
| Instrument | 993661 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 3, 2023 |
| Title Company | BENCHMARK TITLE LLC (TH), BENCHMARK TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 607 HIGHLAND COLONY PKWY STE 200, 200, RIDGELAND, MS 39157-6060 |
| Name | Verified Name |
|---|---|
| Address | 115 LAKE RIDGE DR, MADISON, MS 39110-8212 |
| Document Number | 0000993662 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 993662 |
| Name | MORTGAGE ACCESS CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 115 LAKE RIDGE DR, MADISON, MS 39110-8212 |
| Document Number | 0000890803 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 2659 MADISON MS 391302659, MADISON, MS 39130-2659 |
| Document Number | 0000890803 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 003850/000730 |
| Instrument | 890803 |
| Name | CHARTERED BK |
|---|---|
| Type | Bank |
| Address | MADISON, MS 39110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 10, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Mar 19, 2020 |
| Property Address | 115 LAKE RIDGE DR, MADISON, MS 39110-8212 |
| Document Number | 0000887461 |
| Book / Page | 003829 / 000803 |
| Instrument Date | Mar 19, 2020 |
| Instrument | 887461 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 2659 MADISON MS 391302659, MADISON, MS 39130-2659 |
| Document Number | 887462 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 003829/000808 |
| Instrument | 887462 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | MADISON, MS 39110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 18, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Canton Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,639.00 Homeowner's exemption | $27,648 (-) | $276,480 (-) Land $50,000 Building $226,480 |
| 2024 | $2,639.00 (+0.8%) | ||
| 2023 | $2,618.00 Homeowner's exemption | $27,648 (-) | $276,480 (-) Land $50,000 Building $226,480 |
| 2022 | $2,618.00 Homeowner's exemption | $27,648 | $276,480 Land $50,000 Building $226,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CANTON serves 16,785 people · EPA ID MS0450006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2022 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
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