Fannin County property record for 115 Ladybug Ln, Blue Ridge, GA 30513
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,722 sqft · built 2007 |
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $17,000 (Sep 2006) |
| Tax Bill | $1,419 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 0019 A 059 |
| Primary APN | 0019 A 059 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,722 sqft Heated Area |
| Basement Area | 1,048 sqft |
| Unfinished Basement | 1,048 sqft |
| Flooring | Hardwood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 87,991 sqft (2.02 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 560 sqft |
| Canopy | 486 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1857 |
|---|---|
| Old Parcel Number | 0019A059 |
| Street Address | 115 LADYBUG LN |
| City | BLUE RIDGE |
| State | GA |
| Zip | 30513-6497 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | 7-1 LL281 LTS61,62 DB751-701 |
| Legal Subdivision | MAYS |
| Legal Block | H |
| Legal Lot Number | 61,62 |
| Jurisdiction | FANNIN GA |
| Township / Civil Division | MORGANTON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 50500 |
Source: Fannin County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 115 LADYBUG LN, BLUE RIDGE, GA 30513-6497 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK |
| Jul 30, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2006 · Amount on Record |
| Deed Sale | Sep 25, 2006 · Amount on Record |
| Prior Sale | Sep 25, 2006 · Amount on Record |
| Deed Document Number | 0000751701 |
| Deed Book / Page | 751 / 701 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 115 LADYBUG LN, BLUE RIDGE, GA 30513-6497 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 115 LADYBUG LN, BLUE RIDGE, GA 30513-6497 |
| Document Number | 0000001420/0000000440 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 0000001420/0000000440 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Jul 30, 2018 |
| Property Address | 115 LADYBUG LN, BLUE RIDGE, GA 30513-6497 |
| Document Number | 0001262/85 |
| Book / Page | 1262 / 85 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 2018-001925 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 LADYBUG LN, BLUE RIDGE, GA 30513-6497 |
Source: Fannin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Fannin County |
| Unified School District | Fannin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,419.00 (-34.82%) Homeowner's exemption | $187,516 (+22.09%) Land $12,120 Building $175,396 | $468,791 (+22.09%) Land $30,300 Building $438,491 |
| 2023 | $153,592 (-1.09%) Land $12,120 Building $141,472 | $383,980 (-1.09%) Land $30,300 Building $353,680 | |
| 2022 | $2,177.00 Homeowner's exemption | $155,283 Land $12,120 Building $143,163 | $388,207 Land $30,300 Building $357,907 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 10 (1994–2026) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Aug 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures