Monroe County property record for 115 Kurken Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 1,143 sqft · built 1993 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Nov 2022) |
| Tax Bill | $6,461 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-30-336-008-000 |
| Primary APN | 08-30-336-008-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,143 sqft Building Perimeter |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 500 sqft |
| Unfinished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 682 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,320 sqft |
| Porch | Slab |
| Porch Area | 100 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 115 KURKEN DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 33 BELLE FONTAINE HEIGHTS 3 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | BELLE FONTAINE HEIGHTS |
| Legal Lot Number | 33 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 33 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 600501 |
115 Kurken Dr is owned and occupied by an individual who bought it in November 2022.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 KURKEN DR, WATERLOO, IL 62298-2868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2022 | Warranty Deed, Transfer · Line of Credit FIRST STATE BANK CAMPBELL HILL |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 24, 2018 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2022 · Amount on File |
| Deed Sale | Nov 8, 2022 · Amount on File |
| Prior Sale | Jul 24, 2018 · Amount on File |
| Deed Document Number | 2022426876 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 8, 2022 |
| Property Address | 115 KURKEN DR, WATERLOO, IL 62298-2868 |
| Document Number | 0000426876 |
| Instrument Date | Nov 8, 2022 |
| Instrument | 426876 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2022 |
| Title Company | ACCENT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6787 CUMBRE VISTA WAY, 6787, COLORADO SPRINGS, CO 80924-5020 |
| Name | Verified Name |
|---|---|
| Address | 115 KURKEN DR, WATERLOO, IL 62298-2868 |
| Document Number | 0000426877 |
|---|---|
| Date | Nov 8, 2022 |
| Instrument | 426877 |
| Name | FIRST STATE BANK CAMPBELL HILL |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 62 Months |
| Due | Jan 1, 2028 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 115 KURKEN DR, WATERLOO, IL 62298-2868 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000412017 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 412017 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 24, 2018 |
| Property Address | 115 KURKEN DR, WATERLOO, IL 62298-2868 |
| Document Number | 0000397055 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 397055 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2018 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC) |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 KURKEN DR WATERLOO IL 622982868, WATERLOO, IL 62298-2868 |
| Document Number | 397056 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 397056 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 62613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
The 2025 property tax bill for 115 Kurken Dr was $6,461, up 6.8% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,461.00 (+6.78%) Homeowner's exemption | $114,050 Land $17,050 Building $97,000 | $342,150 Land $51,150 Building $291,000 |
| 2024 | $6,051.00 | ||
| 2022 | Additional exemption filed | $84,970 Land $15,570 Building $69,400 | $254,910 Land $46,710 Building $208,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 115 Kurken Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Kurken Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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