Suffolk City property record for 115 Kristen Ln, Suffolk, VA 23434
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,265 sqft · built 1994 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $201,000 (Aug 2020) |
| Tax Bill | $3,325 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit May 2021 Second Mortgage + 1 more |
| APN | 25E(5A)*47 |
| Primary APN | 25E(5A)*47 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,265 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 253268600 |
|---|---|
| Street Address | 115 KRISTEN LN |
| City | SUFFOLK |
| State | VA |
| Zip | 23434-9105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | L.47,BURNETTS MILL,SEC. 5A |
| Legal Subdivision | BURNETTS MILL SD |
| Jurisdiction | SUFFOLK CITY VA |
| Township / Civil Division | SUFFOLK |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 75402 |
115 Kristen Ln is owned and occupied by an individual who bought it in August 2020.
Source: Suffolk City records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 KRISTEN LN, SUFFOLK, VA 23434-9105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| May 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Aug 14, 2020 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2020 · Amount on File |
| Deed Sale | Aug 14, 2020 · Amount on File |
| Deed Document Number | 202010978 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Apr 17, 2026 |
| Property Address | 115 KRISTEN LN, SUFFOLK, VA 23434-9105 |
| Document Number | 0000004707 |
| Instrument Date | Apr 11, 2026 |
| Instrument | 20264707 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 115 KRISTEN LN, SUFFOLK, VA 23434-9105 |
| Document Number | 0000004707, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 20264707 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 115 KRISTEN LN, SUFFOLK, VA 23434-9105 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210008228 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 210008228 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Aug 14, 2020 |
| Property Address | 115 KRISTEN LN, SUFFOLK, VA 23434-9105 |
| Document Number | 200010978 |
| Instrument Date | Aug 6, 2020 |
| Instrument | 200010978 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | LANDMARK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 KRISTEN LN, SUFFOLK, VA 23434-9105 |
| Document Number | 200010979 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 200010979 |
| Name | CALIBER HOME LOANS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 115 Kristen Ln was $3,325, up 6.4% from the year before.
Source: Suffolk City assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Suffolk City |
| Unified School District | Suffolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,700 (+5.17%) Land $70,000 Building $198,700 | ||
| 2025 | $3,325.00 (+6.37%) | $268,700 (+5.17%) Land $70,000 Building $198,700 | $255,500 Land $70,000 Building $185,500 |
| 2024 | $3,126.00 (+15.01%) | $255,500 (+2.45%) Land $70,000 Building $185,500 | |
| 2023 | $2,718.00 | $249,400 Land $70,000 Building $179,400 | $249,400 Land $70,000 Building $179,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 115 Kristen Ln; 18 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Kristen Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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