Forrest County property record for 115 Kola St, Petal, MS 39465
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,366 sqft · built 2018 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,568 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Jan 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 3-022O-36-143.02 |
| Primary APN | 3-022O-36-143.02 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 1,366 sqft Living Area |
| 1st Floor Area | 1,366 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 46409 |
|---|---|
| Street Address | 115 KOLA ST |
| City | PETAL |
| State | MS |
| Zip | 39465-2918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT THE SW/COR OF LOT 12 OF W H WHITTILES EAST HATTIESBURG SUB ON THE NORTH ROW OF CHERRY STREET SOUTH 89DEG E 80 FOR POB |
| Legal Range | 13W |
| Legal Township | 05N |
| Legal Section | 36 |
| Legal Subdivision | WHITTLES W H EAST HATTIESBURG |
| Legal Lot Number | 12 |
| Jurisdiction | FORREST MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 10300 |
Source: Forrest County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 KOLA ST, PETAL, MS 39465-2918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2019 | Deed of Trust, Mortgage QUICKEN LOANS INC |
| Jan 28, 2019 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Oct 30, 2019 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2019 |
| Deed Sale | Oct 30, 2019 |
| Deed Document Number | 0001325121 |
| Deed Book / Page | 1325 / 121 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 115 KOLA ST, PETAL, MS 39465-2918 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002256/54 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 2256/54 |
| Instrument | 797651 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 115 KOLA ST, PETAL, MS 39465-2918 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002214/93 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 2214/93 |
| Instrument | 786182 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jan 23, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORREST MS |
| Recording Date | Oct 30, 2019 |
| Property Address | 115 KOLA ST, PETAL, MS 39465-2918 |
| Document Number | 001325/121 |
| Book / Page | 1325 / 121 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 797372 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 26, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 230 CORINTH CHURCH RD, 230, PETAL, MS 39465-7813 |
| Name | Verified Name |
|---|---|
| Address | 115 KOLA ST, PETAL, MS 39465-2918 |
Source: Forrest County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Forrest County |
| Municipality | Petal City |
| Unified School District | Petal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,568.00 (+28.74%) Homeowner's exemption | $10,582 (-88.3%) | $105,820 (+16.99%) Land $8,210 Building $97,610 |
| 2023 | $1,218.00 Homeowner's exemption | $90,450 (+9%) | $90,450 (-) Land $8,210 Building $82,240 |
| 2022 | $9,045 | $90,450 Land $8,210 Building $82,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 24 (1979–2018) |
| Claims Outside the SFHA | 6 of 24 |
| Most Recent Claim | Dec 2018 · Severe Storms, Flooding, And Tornado |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 62% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETAL serves 9,509 people · EPA ID MS0180011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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