Cooke County property record for 115 Kiowa Dr E, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,360 sqft · built 1995 |
| Lot Size | 1.06 acres (46,230 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,726 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 7800-001-00195 |
| Primary APN | 7800-001-00195 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,360 sqft Living Area |
| Gross Area | 3,838 sqft |
| 1st Floor Area | 2,510 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 46,230 sqft (1.06 acres) |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 210 sqft |
| Deck Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 7800-001-00195 |
|---|---|
| Street Address | 115 KIOWA DR E |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-9004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE KIOWA MAP 3; LOT 195 & 196 |
| Legal Subdivision | LAKE KIOWA MAP 3 |
| Legal Lot Number | 195,196 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE SOUTHEAST |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 701 |
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 KIOWA DR E, GAINESVILLE, TX 76240-9004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC |
| Jun 8, 2021 | Warranty Deed, Transfer HOWETH TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2021 |
| Deed Sale | Jun 8, 2021 |
| Deed Document Number | 20214765 |
| Deed Book / Page | 2424 / 287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 115 KIOWA DR E, LAKE KIOWA, TX 76240-9004 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2328/381 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 2328/381 |
| Instrument | 2020-03183 |
| Name | MORTGAGE FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLOWER MOUND, TX 75028 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Jun 8, 2021 |
| Property Address | 115 KIOWA DR E, LAKE KIOWA, TX 76240-9004 |
| Document Number | 2424/287 |
| Book / Page | 2424 / 287 |
| Map Reference | VOL 3 PG 13 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 4765 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Title Company | HOWETH TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 KIOWA DR E, 115, LAKE KIOWA, TX 76240-9004 |
| Name | Verified Name |
|---|---|
| Address | 115 KIOWA DR E, LAKE KIOWA, TX 76240-9004 |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Callisburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,726.00 (+171.37%) Homeowner's exemption Senior Citizen's exemption | $558,015 (+1%) | $566,389 (+0.73%) Land $143,047 Building $423,342 |
| 2025 | $2,847.00 (-21.09%) Homeowner's exemption Senior Citizen's exemption | $507,286 (+21%) Land $143,047 Building $419,232 | $562,279 (+2.17%) Land $143,047 Building $419,232 |
| 2024 | $3,608.00 (-25.42%) | ||
| 2023 | $419,245 Land $115,706 Building $434,652 | $550,358 Land $115,706 Building $434,652 | |
| 2022 | $4,838.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Nearby Flood Policies | 34 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 61% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE KIOWA SUD serves 2,848 people · EPA ID TX0490016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
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