115 Keys St, Keyser, WV 26726 Property Records

Mineral County property record for 115 Keys St, Keyser, WV 26726

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,012 sqft · built 1960
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Dec 2007)
Tax Bill	$530 (2026)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-0037.0000`

Property Details

APN / Parcel Number

Primary APN	`07-11-0037.0000`
Alternative APN	`29-07-11-0037.0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,012 sqft Living Area
1st Floor Area	1,916 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	118 ft deep x 40.3 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	288 sqft
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	115 KEYS ST
City	KEYSER
State	WV
Zip	26726-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 REAR OF NS/ARMSTRONG EXT STONE HSE PROP
Legal Lot Number	11
Jurisdiction	MINERAL WV
Township / Civil Division	2
Census Block Group	1
Census Block	1014
Census Tract	10500

Owner

115 Keys St is owned and occupied by an individual who bought it in December 2007.

Source: Mineral County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	115 KEYS ST, KEYSER, WV 26726-3618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2007 · Amount on File
Deed Sale	Dec 11, 2007 · Amount on File
Deed Document Number	200772197
Deed Book / Page	333 / 616
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	115 KEYS ST, KEYSER, WV 26726-3618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	568/644
Date	Feb 21, 2017
Book Page	568/644
Instrument	153199

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2022
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 115 Keys St was $530, up 3.9% from the year before.

Source: Mineral County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Municipality	Keyser City
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$530.00 (+3.92%)	$33,780 (+3.87%) Land $1,080 Building $32,700	$56,300 (+3.87%) Land $1,800 Building $54,500
2025	$510.00	$32,520 Land $1,080 Building $31,440	$54,200 Land $1,800 Building $52,400
2023	$474.00	$30,240 (-) Land $1,080 Building $29,160	$50,400 (-) Land $1,800 Building $48,600
2022	$474.00	$30,240 Land $1,080 Building $29,160	$50,400 Land $1,800 Building $48,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Keys St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1985–2009)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Jun 2009 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 7 claims Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Keys St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEYSER serves 4,796 people · EPA ID WV3302915
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Keys St

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