115 Kelso Rd, New Bern, NC 28562 Property Records

Craven County property record for 115 Kelso Rd, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,594 sqft · built 1979
Lot Size	0.631 acres (27,466 sqft)
Owner	Individual Name on File
Tax Bill	$1,303 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`7-107-1-014`

Property Details

APN / Parcel Number

Primary APN	`7-107-1-014`
Alternative APNs	`2358900` `123920` `119183`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,594 sqft Living Area
1st Floor Area	1,594 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,466 sqft (0.631 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	119183
Street Address	115 KELSO RD
City	NEW BERN
State	NC
Zip	28562-6431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 CLERMONT RD SUB
Legal Subdivision	CLERMONT RD SUB
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	1
Census Block	1005
Census Tract	961004

Owner

115 Kelso Rd is owned and occupied by an individual.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	115 KELSO RD, NEW BERN, NC 28562-6431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Feb 17, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	115 KELSO RD, NEW BERN, NC 28562-6431
Transaction Type	Mortgage
Record Updated	Mar 11, 2024
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 KELSO RD, NEW BERN, NC 28562-6431

Mortgage

Document Number	003790/967
Date	Feb 28, 2024
Book Page	3790/967
Instrument	10123164

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX BOX, RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2044

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Feb 17, 2023
Property Address	115 KELSO RD, NEW BERN, NC 28562-6431
Document Number	003755/353
Book / Page	3755 / 353
Map Reference	CAB B SL 111
Instrument Date	Feb 16, 2023
Instrument	10109108
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Amount	Amount on Record
Tax	$484.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 SEVEN SEAS DR, HAVELOCK, NC 28532-9443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 KELSON RD, NEW BERN, NC 28562-6431

Tax Assessment & Valuation

The 2026 property tax bill for 115 Kelso Rd was $1,303.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,303.00	$264,900 (-) Land $73,800 Building $191,100	$264,900 (-) Land $73,800 Building $191,100
2025	$1,303.00	$264,900 Land $73,800 Building $191,100	$264,900 Land $73,800 Building $191,100
2023	$1,291.00 (+23.9%)	$264,900 (+57.65%) Land $73,800 Building $191,100	$264,900 Land $73,800 Building $191,100
2022	$1,042.00	$168,030 Land $50,400 Building $117,630
2018			$168,030 Land $50,400 Building $117,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Kelso Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 98 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	39 (2010–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 35 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Kelso Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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