115 K St, Gering, NE 69341 Property Records

Scotts Bluff County property record for 115 K St, Gering, NE 69341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 2009
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Company Names on Record
Last Sale	$195,000 (Sep 2026)
Tax Bill	$3,770 (2025)
Deeds & Mortgages	Sep 2026 Sale & Construction Loan Aug 2023 Mortgage + 3 more
APN	`1943-01-0-01094-006-0045`

Property Details

APN / Parcel Number

Primary APN	`1943-01-0-01094-006-0045`
Alternative APN	`010265406`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	115 K ST
City	GERING
State	NE
Zip	69341-3705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LT 6, BLK 6, PAPPAS SECOND ADD
Legal Range	55W
Legal Township	21N
Legal Section	1
Legal Subdivision	PAPPAS SECOND ADD
Legal Block	6
Legal Lot Number	6
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	GERING
Census Block Group	4
Census Block	4016
Census Tract	953800

Owner

Source: Scotts Bluff County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	115 K ST, GERING, NE 69341-3705
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Warranty Deed, Transfer · Construction Mortgage EASY STREET CAPITAL LLC
Aug 7, 2023	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 16, 2017	Deed of Trust, Mortgage · ARM PLATTE VALLEY BANK
Nov 4, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Oct 29, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage MUTUAL OF OMAHA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2026 · Amount on Record
Deed Sale	Sep 24, 2026 · Amount on Record
Prior Sale	Oct 29, 2019 · Amount on Record
Deed Document Number	20263815
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Sep 24, 2026
Property Address	115 K ST, GERING, NE 69341-3705
Document Number	0000003815
Instrument Date	Sep 23, 2026
Instrument	20263815
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	HOLD TITLE EXPRESS, TITLE EXPRESS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65,387.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	115 K ST, GERING, NE 69341-3705

Mortgage

Document Number	0000003816,
Date	Sep 24, 2026
Instrument	20263816

Lender

Name	EASY STREET CAPITAL LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jul 1, 2027

Interest

Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	115 K ST, GERING, NE 69341-3705
Transaction Type	Mortgage
Record Updated	Aug 23, 2023
Title Company	AMC SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 K ST, GERING, NE 69341-3705

Mortgage

Document Number	0020233038
Date	Aug 7, 2023
Instrument	2023-3038

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	115 K ST, GERING, NE 69341-3705
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020172537
Date	May 16, 2017
Instrument	2017-2537

Lender

Name	PLATTE VALLEY BANK
Type	Bank
Address	SCOTTSBLUFF, NE 69363

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 10, 2024
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	8.75%
Index	5-Year CMT
Max Rate	12.7%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	115 K ST, GERING, NE 69341-3705
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020205435
Date	Nov 4, 2020
Instrument	2020-5435

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Oct 29, 2019
Property Address	115 K ST, GERING, NE 69341-3705
Document Number	0020194619
Instrument Date	Oct 24, 2019
Instrument	2019-4619
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020194620
Date	Oct 29, 2019
Instrument	2019-4620

Lender

Name	MUTUAL OF OMAHA BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Municipality	Gering City
Unified School District	Gering Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,100 (+4.46%) Land $24,000 Building $210,100	$234,100 (+4.46%) Land $24,000 Building $210,100
2025	$3,770.00 (+11.74%)	$224,095 (+42.35%) Land $24,000 Building $200,095	$224,095 (+42.35%) Land $24,000 Building $200,095
2023	$3,374.00	$157,430 Land $9,600 Building $147,830	$157,430 Land $9,600 Building $147,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GERING serves 8,500 people · EPA ID NE3115717
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Viaero Wireless.

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