115 Joy Ln, Roxboro, NC 27574 Property Records

Person County property record for 115 Joy Ln, Roxboro, NC 27574

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,457 sqft · built 1983
Lot Size	2.91 acres (126,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jul 2018)
Tax Bill	$2,130 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A71 210`

Property Details

APN / Parcel Number

Primary APN	`A71 210`
Alternative APN	`67795 301`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,457 sqft Heated Area
Gross Area	4,217 sqft
Basement Area	702 sqft
Finished Basement	702 sqft
Unfinished Basement	702 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	126,760 sqft (2.91 acres)
Garage Type	Mixed
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Deck Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	67795 301
Street Address	115 JOY LN
City	ROXBORO
State	NC
Zip	27574-7076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.91 ACS/LOT 1/HSE
Legal Tract	C
Legal Lot Number	1
Jurisdiction	PERSON NC
Township / Civil Division	ROXBORO
Census Block Group	3
Census Block	3007
Census Tract	920100

Owner

Source: Person County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 JOY LN, ROXBORO, NC 27574-7076
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2019	Deed of Trust, Mortgage · Line of Credit ROXBORO SAVINGS BANK SSB
Jul 31, 2018	Warranty Deed, Transfer · ARM ROXBORO SAVINGS BANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	2018377293
Deed Book / Page	986 / 483
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	115 JOY LN, ROXBORO, NC 27574-7076
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009990562
Date	Jan 28, 2019
Book Page	999/562
Instrument	379733

Lender

Name	ROXBORO SAVINGS BANK SSB
Type	Bank
Address	ROXBORO, NC 27573

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	192 Months
Due	Jan 28, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Jul 31, 2018
Property Address	115 JOY LN, ROXBORO, NC 27574-7076
Document Number	0009860483
Book / Page	986 / 483
Map Reference	DD150 PG132
Instrument Date	Jul 13, 2018
Instrument	377293
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 JOY LN, ROXBORO, NC 27574-7076

Mortgage

Document Number	377294
Date	Jul 31, 2018
Instrument	377294

Lender

Name	ROXBORO SAVINGS BANK SSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

Source: Person County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,820 (-)	$316,820 (-) Land $33,543 Building $283,277
2025	$2,130.00 (+17.42%)	$316,820 (+35.5%)	$316,820 (+35.5%) Land $33,543 Building $283,277
2023	$1,814.00 (+0.33%)	$233,823	$233,823 Land $24,494 Building $209,329
2022	$1,808.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G and 4G LTE (outdoors only)

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