115 Johnson St, Gowanda, NY 14070 Property Records

Cattaraugus County and Persia Town property record for 115 Johnson St, Gowanda, NY 14070

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,638 sqft · built 1930
Lot Size0.966 acres (42,100 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Aug 2024)
Tax Bill$1,764 (2026)
Deeds & MortgagesAug 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN047201 16.027-1-38

Property Details

APN / Parcel Number

Primary APN047201 16.027-1-38
Alternative APNs
  • 720101602700010380000000
  • 0890

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,638 sqft Living Area
1st Floor Area936 sqft
Upper Floors Area702 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area42,100 sqft (0.966 acres)
Lot Dimensions421 ft deep x 100 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area700 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0890
Street Address115 JOHNSON ST
CityGOWANDA
StateNY
Zip14070-1324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description28 06 08
Legal Block1
Legal Lot Number38.000
JurisdictionCATTARAUGUS NY
Township / Civil DivisionPERSIA
Census Block Group2
Census Block2011
Census Tract960400

Owner

115 Johnson St is owned and occupied by an individual who bought it in August 2024.

Source: Cattaraugus County and Persia Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address115 JOHNSON ST, GOWANDA, NY 14070-1324
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2024 · Amount on File
Deed SaleAug 23, 2024 · Amount on File
Record UpdatedOct 29, 2026

August 2024: Deed, Transfer

Document TypeDeed
JurisdictionCATTARAUGUS NY
Recording DateAug 23, 2024
Property Address115 JOHNSON ST, GOWANDA, NY 14070-1324
Document Number0000010255
Instrument DateMar 21, 2022
Instrument202410255
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3970 GARFIELD AVE, HAMBURG, NY 14075-2921

Mortgage

Document Number0000010256
DateAug 23, 2024
Instrument202410256
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 115 Johnson St was $1,764 with exemptions applied, down 7.8% from the year before.

Source: Cattaraugus County and Persia Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCattaraugus County
County SubdivisionPersia Town
MunicipalityGowanda Village
Unified School DistrictGowanda Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,764.00 (-7.84%) Disabled Person's exemption Veteran's exemption
2025$1,914.00 (+88.39%) Disabled Person's exemption Veteran's exemption$115,000 Land $9,900 Building $105,100$115,000 Land $9,900 Building $105,100
2024$1,016.00
2023$101,400 Land $9,900 Building $91,500$101,400 Land $9,900 Building $91,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Johnson St in Zone X, an area of minimal flood risk, though there have been 124 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 53 policies
Nearby Flood Policies53 in force
Nearby Flood Claims124 (1979–2014)
Claims Outside the SFHA20 of 124
Most Recent ClaimMay 2014 · other causes
Claims by Event
  • Severe Storms And Flooding, May 2014 · 111 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Johnson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOWANDA VILLAGE
serves 2,800 people · EPA ID NY0400340
Water SourceSurface water
Last State InspectionMay 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Apr 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Armstrong.

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