115 John St, Lockport, NY 14094 Property Records

Niagara County and Lockport City property record for 115 John St, Lockport, NY 14094

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,440 sqft · built 1910
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Tax Bill$4,594 (2026)
Deeds & MortgagesJul 2023 Mortgage
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4-3472.000

Property Details

APN / Parcel Number

Primary APN4-3472.000
Alternative APNs
  • 09001090780003048000
  • 290900 109.78-3-48

Interior

Bedrooms4 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Stories2 Stories
Building Area1,440 sqft Living Area
1st Floor Area720 sqft
2nd Floor Area720 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions82.5 ft deep x 38 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area284 sqft
Canopy160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number4-3472.000
Street Address115 JOHN ST
CityLOCKPORT
StateNY
Zip14094-4907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionCITY OF LOCKPORT
Legal Block3
Legal Lot Number48.000
JurisdictionNIAGARA NY
Township / Civil DivisionLOCKPORT
Census Block Group3
Census Block3002
Census Tract23901

Owner

Source: Niagara County and Lockport City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address115 JOHN ST, LOCKPORT, NY 14094-4907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Feb 7, 2022Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2022
Deed SaleFeb 7, 2022
Prior SaleApr 27, 2009 · Amount on Record
Deed Document Number20222297
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address115 JOHN ST, LOCKPORT, NY 14094-4907
Transaction TypeMortgage
Record UpdatedJul 18, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 JOHN ST, LOCKPORT, NY 14094-4907

Mortgage

Document Number0000009965
DateJul 7, 2023
Instrument2023-09965
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term342 Months
DueJan 1, 2052

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateFeb 7, 2022
Property Address115 JOHN ST, LOCKPORT, NY 14094-4907
Document Number0000002297
Map ReferenceMB 25 PG 2433
Instrument DateDec 20, 2021
Instrument2022-02297
Transaction TypeTransfer
Record UpdatedMar 2, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address115 JOHN ST, 115, LOCKPORT, NY 14094-4907

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 JACKSON ST, LOCKPORT, NY 14094-2309

Mortgage

Document Number0000002298
DateFeb 7, 2022
Instrument2022-02298
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Niagara County and Lockport City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityLockport City
Unified School DistrictLockport City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,594.00 (+2.43%)
2025$4,485.00$173,000 (+10.19%) Land $2,700 Building $170,300$173,000 (+10.19%) Land $2,700 Building $170,300
2023$157,000 Land $2,700 Building $154,300$157,000 Land $2,700 Building $154,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOCKPORT CITY WTP
serves 21,165 people · EPA ID NY3100564
Water SourceSurface water
Last State InspectionMay 2024
Lead10 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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