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115 Jefferson Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 115 Jefferson Dr, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,420 sqft · built 1988
Lot Size0.25 acres (10,787 sqft)
Owner2 Individual Names on Record
Last Sale$239,000 (Nov 2021)
Tax Bill$5,231 (2024)
Deeds & MortgagesNov 2021 Sale & Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-19-368-004-000

Property Details

APN / Parcel Number

Primary APN08-19-368-004-000
Alternative APN
  • 08191810400400 00

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,420 sqft Living Area
1st Floor Area1,420 sqft
Basement Area1,420 sqft
Unfinished Basement1,420 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area10,787 sqft (0.25 acres)
Garage Area800 sqft
DrivewayConcrete Driveway
Driveway Area900 sqft

Exterior Amenities

PorchSlab
Porch Area474 sqft
Patio Area144 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address115 JEFFERSON DR
CityWATERLOO
StateIL
Zip62298-1554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR5
Legal DescriptionLOT 77 & PART LOT 76 EAST RIDGE 4
Legal Range09W
Legal Township02S
Legal Section19
Legal SubdivisionEAST RIDGE
Legal Lot Number77
JurisdictionMONROE IL
Township / Civil Division26
Census Block Group1
Census Block1008
Census Tract600401

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address115 JEFFERSON DR, WATERLOO, IL 62298-1554
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MTG CORP
Aug 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
SCOTT CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2021 · Amount on Record
Deed SaleNov 22, 2021 · Amount on Record
Deed Document Number2021421043
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateNov 22, 2021
Property Address115 JEFFERSON DR, WATERLOO, IL 62298-1554
Document Number0000421043
Instrument DateNov 18, 2021
Instrument421043
Transaction TypeTransfer
Record UpdatedDec 8, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$358.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 JEFFERSON DR, WATERLOO, IL 62298-1554

Mortgage

Document Number0000421044
DateNov 22, 2021
Instrument421044
Lender
NameFAIRWAY INDEPENDENT MTG CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address115 JEFFERSON DR, WATERLOO, IL 62298-1554
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000419414
DateAug 31, 2021
Instrument419414
Lender
NameSCOTT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$98,850 (+24.15%) Land $16,590 Building $82,260$296,550 (+24.15%) Land $49,770 Building $246,780
2024$5,231.00
2022Additional exemption filed$79,620 Land $15,280 Building $64,340$238,860 Land $45,840 Building $193,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Harrisonville Telephone Company
DSL · Fiber in parts of the area		100 / 20

May also be available: ClearWave, Wisper ISP.

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