115 Jay Ln, Texarkana, AR 71854 Property Records

Miller County property record for 115 Jay Ln, Texarkana, AR 71854

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,888 sqft · built 2018
Lot Size	0.296 acres (12,894 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Mar 2025)
Tax Bill	$2,722 (2026)
Deeds & Mortgages	May 2020 Mortgage Mar 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7140180`

Property Details

APN / Parcel Number

Primary APN	`7140180`
Alternative APN	`45274`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	1,888 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,894 sqft (0.296 acres)
Garage Type	Attached
Garage Area	470 sqft
Driveway	Concrete Driveway
Driveway Area	1,274 sqft

Exterior Amenities

Porch	Slab
Porch Area	274 sqft
Deck Area	Deck Area
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	115 JAY LN
City	TEXARKANA
State	AR
Zip	71854-0018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL LOT 18
Legal Range	28W
Legal Township	15S
Legal Section	27
Legal Subdivision	MEADOWRIDGE FOURTH SUBD
Legal Block	1
Legal Lot Number	18
Jurisdiction	MILLER AR
Township / Civil Division	GARLAND
Census Block Group	1
Census Block	1005
Census Tract	20802

Owner

Source: Miller County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 JAY LN, TEXARKANA, AR 71854-0018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF DEKALB
Mar 11, 2025	Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP
Mar 14, 2022	Warranty Deed, Transfer · VA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE
Feb 1, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COMMERCIAL NATIONAL BANK
May 7, 2018	Deed, Construction Loan

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2025 · Amount on Record
Deed Sale	Mar 11, 2025 · Amount on Record
Prior Sale	Mar 14, 2022 · Amount on Record
Deed Document Number	20251501
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER AR
Property Address	115 JAY LN, TEXARKANA, AR 71854-0018
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2020R003653
Date	May 4, 2020
Instrument	2020R003653

Lender

Name	STATE BANK OF DEKALB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER AR
Recording Date	Mar 11, 2025
Property Address	115 JAY LN, TEXARKANA, AR 71854-0018
Document Number	2025R001501
Map Reference	DOC 2018R000287
Instrument Date	Jan 7, 2025
Instrument	2025R001501
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	UNKNOWN, PC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 JAY LN, TEXARKANA, AR 71854-0018

Mortgage

Document Number	2025R001502
Date	Mar 11, 2025
Instrument	2025R001502

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER AR
Recording Date	Mar 14, 2022
Property Address	115 JAY LN, TEXARKANA, AR 71854-0018
Document Number	2022R002341
Map Reference	DOC 2018R000287
Instrument Date	Mar 11, 2022
Instrument	2022R002341
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	SOUTHWEST TITLE COMPANY, SOUTHWEST TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5114 TENNESSEE RD, TEXARKANA, AR 71854-9211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 JAY LN, TEXARKANA, AR 71854-0018

Mortgage

Document Number	2022R002342
Date	Mar 14, 2022
Instrument	2022R002342

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER AR
Recording Date	Feb 1, 2019
Property Address	115 JAY LN, TEXARKANA, AR 71854-0018
Document Number	2019R000691
Map Reference	DOC 2018R000287
Instrument Date	Jan 30, 2019
Instrument	2019R000691
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 8, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 JAY LN, TEXARKANA, AR 71854-0018
Investor	Possibly a Property Investor

Mortgage

Document Number	2019R000692
Date	Feb 1, 2019
Instrument	2019R000692

Lender

Name	COMMERCIAL NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate

May 2018: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MILLER AR
Recording Date	May 7, 2018
Property Address	115 JAY LN, TEXARKANA, AR 71854-0018
Document Number	2018R003220
Map Reference	DOC 2018R000287
Instrument Date	May 1, 2018
Instrument	2018R003220
Transaction Type	Construction Loan
Record Updated	Dec 8, 2025

Transaction

Amount	Amount Recorded
Tax	$99.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 JEFFERSON AVE # A, A, TEXARKANA, AR 71854-2857

Tax Assessment & Valuation

Source: Miller County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Miller County
Municipality	Texarkana City
Unified School District	Texarkana School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,722.00 (+28.28%)	$47,430 (-) Land $6,000 Building $41,430	$237,150 (-) Land $30,000 Building $207,150
2025	$2,122.00 (+2.27%) Homeowner's exemption	$47,430 (+4.15%) Land $6,000 Building $41,430	$237,150 (+4.15%) Land $30,000 Building $207,150
2023	$2,075.00 Homeowner's exemption	$45,540 Land $6,000 Building $39,540	$227,700 Land $30,000 Building $197,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXARKANA WATER UTILITIES serves 50,815 people · EPA ID AR0000360
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: SWATFIRST.

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