Fairfield Town property record for 115 James St, Fairfield, CT 06824
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,352 sqft · built 1942 |
| Lot Size | 0.121 acres (5,280 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,200,000 (Jul 2026) |
| Tax Bill | $10,129 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | FAIR M:182 B:445 |
| Primary APN | FAIR M:182 B:445 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,352 sqft Living Area |
| Gross Area | 2,643 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,280 sqft (0.121 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 5839 |
|---|---|
| Street Address | 115 JAMES ST |
| City | FAIRFIELD |
| State | CT |
| Zip | 06824-6476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Block | 445 |
| Jurisdiction | FAIRFIELD CT |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 61600 |
Source: Fairfield Town records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 115 JAMES ST, FAIRFIELD, CT 06824-6476 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 20, 2026 | Warranty Deed, Transfer · ARM FIRST HORIZON BANK |
| Jan 9, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST HORIZON BANK |
| Sep 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WILLIAM RAVEIS MORTGAGE CO |
| Dec 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2026 · Amount on Record |
| Deed Sale | Jul 20, 2026 · Amount on Record |
| Prior Sale | Jan 9, 2023 · Amount on Record |
| Deed Document Number | 20264068 |
| Deed Book / Page | 6746 / 343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Jul 20, 2026 |
| Property Address | 115 JAMES ST, FAIRFIELD, CT 06824-6476 |
| Document Number | 0000004068 |
| Book / Page | 6746 / 343 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20264068 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 115 JAMES ST, FAIRFIELD, CT 06824-6476 |
| Date | Jul 20, 2026 |
|---|
| Name | FIRST HORIZON BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Type Change Date | Aug 1, 2031 |
| Index | Other |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Jan 9, 2023 |
| Property Address | 115 JAMES ST, FAIRFIELD, CT 06824-6476 |
| Document Number | 006385-195 |
| Book / Page | 6385 / 195 |
| Instrument Date | Jan 6, 2023 |
| Instrument | 2023-114 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 JAMES ST, FAIRFIELD, CT 06824-6476 |
| Document Number | 0002023115 |
|---|---|
| Date | Jan 9, 2023 |
| Instrument | 2023-115 |
| Name | FIRST HORIZON BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Max Rate At Change | 2.75% |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 115 JAMES ST, FAIRFIELD, CT 06824-6476 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5979-66 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 5979/66 |
| Instrument | 2020-7495 |
| Name | WILLIAM RAVEIS MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 115 JAMES ST, FAIRFIELD, CT 06824-6476 |
| Document Number | 5621-96 |
| Book / Page | 005621 / 000096 |
| Instrument Date | Dec 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2018 |
| Name | Verified Name |
|---|---|
| Address | 115 JAMES ST FAIRFIELD CT 068246476, FAIRFIELD, CT 06824-6476 |
| Document Number | 5621-96 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 005621/000096 |
| Instrument | 9008 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2047 |
Source: Fairfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Fairfield Town |
| Unified School District | Fairfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,129.00 | $356,790 (-) Land $289,660 Building $67,130 | $249,753 Land $202,762 Building $46,991 |
| 2024 | $10,129.00 (+3.2%) | ||
| 2023 | $9,815.00 | $356,790 Land $289,660 Building $67,130 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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