115 Jacks Ct, Winchester, OR 97495 Property Records

Douglas County property record for 115 Jacks Ct, Winchester, OR 97495

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,143 sqft · built 2006
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$439,900 (Jul 2020)
Tax Bill	$2,404 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-05W-30BD-04400`

Property Details

APN / Parcel Number

Primary APN	`26-05W-30BD-04400`
Alternative APN	`R126416`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,143 sqft Living Area
Gross Area	2,743 sqft
1st Floor Area	1,855 sqft
Basement Area	288 sqft
Finished Basement	288 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	600 sqft
Driveway	Driveway
Driveway Area	324 sqft
Parking Spaces	2 Parking Spaces
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	115 JACKS CT
City	WINCHESTER
State	OR
Zip	97495-8944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINCHESTER CREEK, LOT 21, ACRES 0.27
Legal Subdivision	WINCHESTER CREEK
Legal Lot Number	21
Jurisdiction	DOUGLAS OR
Township / Civil Division	ROSEBURG
Census Block Group	4
Census Block	4004
Census Tract	90001

Owner

Source: Douglas County assessment roll, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 982, WINCHESTER, OR 97495-0982
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit CASCADE COMMUNITY FEDERAL CREDIT UNION
Jul 13, 2020	Warranty Deed, Transfer · VA Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Prior Sale	Sep 15, 2011 · Amount on Record
Deed Document Number	202011946
Prior Transfer Date	Aug 25, 2011
Prior Transfer Doc	0000014337
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Recording Date	Jul 9, 2026
Property Address	115 JACKS CT, WINCHESTER, OR 97495-8944
Document Number	0000007769
Instrument Date	Jul 3, 2026
Instrument	20267769
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 JACKS CT, WINCHESTER, OR 97495-8944

Mortgage

Document Number	0000007769,
Date	Jul 9, 2026
Instrument	20267769

Lender

Name	CASCADE COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 3, 2066

Interest

Rate	6.48%
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS OR
Recording Date	Jul 13, 2020
Property Address	115 JACKS CT, WINCHESTER, OR 97495-8944
Document Number	0000011946
Instrument Date	Jun 4, 2020
Instrument	2020-011946
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 982, WINCHESTER, OR 97495-0982

Mortgage

Document Number	0000011947
Date	Jul 13, 2020
Instrument	2020-011947

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Douglas County
Unified School District	Douglas County SD 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,404.00 (+3%)	$388,540 (+3%)	$750,443 (+3.76%) Land $172,800 Building $577,643
2024	$2,334.00 (+3%)	$377,224 (+3%)	$723,216 (+13.57%) Land $166,500 Building $556,716
2023	$2,266.00 (+3%)	$366,237 (+6.09%)	$636,817 (+30.12%) Land $180,000 Building $456,817
2022	$2,200.00	$345,214	$489,400 Land $137,700 Building $351,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEBURG serves 28,800 people · EPA ID OR4100720
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Douglas Electric Cooperative.

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