115 Irwin Pl, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 115 Irwin Pl, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,430 sqft · built 1954
Lot Size	0.396 acres (17,250 sqft)
Owner	2 Individual Names on File
Last Sale	$354,000 (Jan 2017)
Tax Bill	$10,493 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00644-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`32-00644-0000-00015`
Alternative APNs	`320064400015` `8315`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	1,430 sqft
Upper Floors Area	598 sqft
Basement Area	520 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	17,250 sqft (0.396 acres)
Lot Dimensions	125 ft deep x 138 ft wide
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	8315
Street Address	115 IRWIN PL
City	MIDDLETOWN
State	NJ
Zip	07748-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R22
Legal Block	644
Legal Lot Number	15
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2017
Census Tract	800800

Owner

115 Irwin Pl is owned and occupied by two individuals who bought it in January 2017.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 IRWIN PL, MIDDLETOWN, NJ 07748-2308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2017 · Amount on File
Deed Sale	Jan 31, 2017 · Amount on File
Deed Document Number	201711470
Deed Book / Page	9210 / 6833
Record Updated	Oct 29, 2026

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 31, 2017
Property Address	115 IRWIN PL, MIDDLETOWN, NJ 07748-2308
Document Number	0000011470
Book / Page	009210 / 006833
Instrument Date	Jan 20, 2017
Instrument	11470
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 IRWIN PL MIDDLETOWN NJ 077482308, MIDDLETOWN, NJ 07748-2308

Mortgage

Document Number	11471
Date	Jan 31, 2017
Book Page	009210/006863
Instrument	11471

Lender

Name	COLDWELL BANKER HM LNS
Type	Funding / Finance Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 115 Irwin Pl was $10,493, up 16.7% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$687,700 (+5.78%) Land $489,000 Building $198,700	$687,700 (+5.78%) Land $489,000 Building $198,700
2025	$10,493.00 (+16.67%)	$650,100 Land $453,200 Building $196,900	$650,100 Land $453,200 Building $196,900
2024	$8,994.00
2023		$437,300 Land $278,500 Building $158,800	$437,300 Land $278,500 Building $158,800
2022	$7,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Irwin Pl in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1980–2012)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Irwin Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20