115 Iris Cir, Moyock, NC 27958 Property Records

Currituck County property record for 115 Iris Cir, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	3,000 sqft · built 2023
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$548,500 (Jun 2024)
Tax Bill	$3,609 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8031-91-1659`

Property Details

APN / Parcel Number

Primary APN	`8031-91-1659`
Alternative APNs	`015D00000290000` `000165295` `000170836` `8031-91`

Interior

Stories	2 Stories
Building Area	3,000 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000170836
Street Address	115 IRIS CIR
City	MOYOCK
State	NC
Zip	27958-7020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 THE FOST TRACT PH 1B (R/275)
Legal Subdivision	THE FOST TRACT
Legal Phase	1B
Legal Lot Number	29
Jurisdiction	CURRITUCK NC
Township / Civil Division	MOYOCK
Census Block Group	1
Census Block	1029
Census Tract	110201

Owner

115 Iris Cir is owned and occupied by an individual who bought it in June 2024.

Source: Currituck County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	115 IRIS CIR, MOYOCK, NC 27958-7020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Mar 17, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 18, 2024	Warranty Deed, Transfer · VA Mortgage TOWNEBANK
Sep 15, 2022	Warranty Deed, Construction Loan · Construction Mortgage TOWNEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2024 · Amount on File
Deed Sale	Jun 18, 2024 · Amount on File
Prior Sale	Sep 15, 2022 · Amount on File
Deed Document Number	2024389759
Deed Book / Page	1774 / 889
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Recording Date	Jun 16, 2026
Property Address	115 IRIS CIR, MOYOCK, NC 27958-7020
Document Number	0000403649
Book / Page	1861 / 157
Instrument Date	Jun 12, 2026
Instrument	2026403649
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 IRIS CIR, MOYOCK, NC 27958-7020

Mortgage

Document Number	0000403649,
Date	Jun 16, 2026
Book Page	1861/157
Instrument	2026403649

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	115 IRIS CIR, MOYOCK, NC 27958-7020
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 IRIS CIR, MOYOCK, NC 27958-7020

Mortgage

Document Number	0018030035
Date	Mar 17, 2025
Book Page	1803/35
Instrument	394300

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Aug 1, 2054

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jun 18, 2024
Property Address	115 IRIS CIR, MOYOCK, NC 27958-7020
Document Number	0017740889
Book / Page	1774 / 889
Map Reference	MB R PG 275-284
Instrument Date	Jun 3, 2024
Instrument	389759
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,097.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 CARATOKE HWYD, MOYOCK, NC 27958

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 IRIS CIR, MOYOCK, NC 27958-7020

Mortgage

Document Number	0000389762
Date	Jun 18, 2024
Instrument	389762

Lender

Name	TOWNEBANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

September 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Sep 15, 2022
Property Address	115 IRIS CIR, MOYOCK, NC 27958-7020
Document Number	0017100274
Book / Page	1710 / 274
Map Reference	MB R PG 275-284
Instrument Date	Sep 14, 2022
Instrument	378711
Transaction Type	Construction Loan
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Tax	$3,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 CARATOKE HWYD, MOYOCK, NC 27958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 CARATOKE HWY # D, D, MOYOCK, NC 27958-8608
Investor	Possibly a Property Investor

Mortgage

Document Number	0000378712
Date	Sep 15, 2022
Instrument	378712

Lender

Name	TOWNEBANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 115 Iris Cir was $3,609, down 0.5% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,609.00 (-0.47%)	$530,800 (-) Land $84,700 Building $446,100
2024	$3,626.00 (+644.56%)	$530,800 (+526.68%) Land $84,700 Building $446,100
2023	$487.00	$84,700 (-) Land $84,700	$84,700 (-) Land $84,700
2022		$84,700 Land $84,700	$84,700 (-84.04%) Land $84,700
2021			$530,800 Land $84,700 Building $446,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 115 Iris Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	3 (2009–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Iris Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Mediacom Xtream Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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