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115 Houston St, Borger, TX 79007 Property Records

Hutchinson County property record for 115 Houston St, Borger, TX 79007

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,868 sqft · built 1968
Lot Size0.209 acres (9,100 sqft)
Owner2 Individual Names on File
Last Sale$223,900 (Dec 2021)
Tax Bill$6,727 (2025)
Deeds & MortgagesSep 2025 Mortgage
Sep 2023 Mortgage
+ 3 more
APN02440-00005-01500-000000

Property Details

APN / Parcel Number

Primary APN02440-00005-01500-000000
Alternative APN
  • 13799

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,868 sqft Living Area
Gross Area3,344 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area9,100 sqft (0.209 acres)
Lot Dimensions140 ft deep x 65 ft wide
Garage Area441 sqft
PorchPorch
Porch Area35 sqft

Location & Zoning

Account Number02440-00005-01500-000000
Street Address115 HOUSTON ST
CityBORGER
StateTX
Zip79007-6419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description15 BLK 5 UNIVERSITY HTS
Legal SubdivisionUNIVERSITY HEIGHTS ADDITION
Legal Block5
JurisdictionHUTCHINSON TX
Township / Civil DivisionBORGER
Census Block Group5
Census Block5004
Census Tract950900

Owner

Source: Hutchinson County records · APN 02440-00005-01500-000000

Assessment roll updated January 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address115 HOUSTON ST, BORGER, TX 79007-6419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2025Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 05, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 02, 2021Vendor's Lien, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP
Feb 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
HAPPY STATE BANK
Jul 02, 2018Vendor's Lien, Transfer · FHA Mortgage
NATIONS RELIABLE LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 02, 2021 · Amount on Record
Deed SaleDec 02, 2021 · Amount on Record
Prior SaleJul 02, 2018 · Amount on Record
Deed Document Number2021380148
Deed Book / Page2254 / 192
Prior Transfer DateNov 29, 2021
Prior Transfer Doc002254/192
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUTCHINSON TX
Property Address115 HOUSTON ST, BORGER, TX 79007-6419
Transaction TypeMortgage
Record UpdatedOct 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 HOUSTON ST, BORGER, TX 79007-6419

Mortgage

Document Number002483/170
DateSep 18, 2025
Book Page2483/170
Instrument393113
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUTCHINSON TX
Property Address115 HOUSTON ST, BORGER, TX 79007-6419
Transaction TypeMortgage
Record UpdatedOct 19, 2023
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 HOUSTON ST, BORGER, TX 79007-6419

Mortgage

Document Number002368/222
DateSep 05, 2023
Book Page2368/222
Instrument386597
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term339 Months
DueDec 01, 2051

December 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUTCHINSON TX
Recording DateDec 02, 2021
Property Address115 HOUSTON ST, BORGER, TX 79007-6419
Document Number002254/192
Book / Page2254 / 192
Map ReferenceVOL 3 PG 9
Instrument DateNov 29, 2021
Instrument380148
Transaction TypeTransfer
Record UpdatedJan 19, 2022
Title CompanyPIONEER-LAWYERS LAND TITLE SERVICES, PIONEER LAWYERS LAND TTL SVC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 HOUSTON ST, BORGER, TX 79007-6419

Mortgage

Document Number0000380149
DateDec 02, 2021
Instrument380149
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUTCHINSON TX
Property Address115 HOUSTON ST, BORGER, TX 79007-6419
Transaction TypeMortgage
Record UpdatedMar 19, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2136/237
DateFeb 26, 2020
Book Page2136/237
Instrument373524
Lender
NameHAPPY STATE BANK
TypeBank
AddressAMARILLO, TX 79119
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2035

July 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUTCHINSON TX
Recording DateJul 02, 2018
Property Address115 HOUSTON ST, BORGER, TX 79007-6419
Document Number002049/336
Book / Page2049 / 336
Map ReferenceVOL 3 PG 9
Instrument DateJun 29, 2018
Instrument00368238
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyPIONEER LAWYERS LAND TITLE S

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1018 THRAMS ST, BORGER, TX 79007-2230

Mortgage

Document Number0000368239
DateJul 02, 2018
Instrument00368239
Lender
NameNATIONS RELIABLE LENDING LLC
TypeLending Institution
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Hutchinson County records · Assessment roll updated January 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityBorger City
CountyHutchinson County
Unified School DistrictBorger Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,727.00 (+22.33%)$274,260 (+9.17%) Land $5,200 Building $269,060$274,260 (+9.17%) Land $5,200 Building $269,060
2023$251,220 Land $5,200 Building $246,020$251,220 Land $5,200 Building $246,020
2022$5,499.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskHigh
above 83% of the US · above 78% of Texas
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
PATHWAYZ Communications
Fiber		1,000 / 1,000
Cable One
Cable		1,000 / 50
Innovative Financial Technologies
Fixed Wireless		300 / 100
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 229 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBORGER MUNICIPAL WATER SYSTEM
serves 12,419 people
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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