115 Holly Forest Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 115 Holly Forest Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,904 sqft · built 2022
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$683,667 (Sep 2022)
Tax Bill	$7,059 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026552-0980`

Property Details

APN / Parcel Number

Primary APN	`026552-0980`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	2,904 sqft Living Area
Gross Area	3,505 sqft
1st Floor Area	2,523 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	601 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	115 HOLLY FOREST DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100/48-61 HOLLY FOREST LOT 98 OR5629/1922
Legal Range	28E
Legal Township	05S
Legal Section	30
Legal Subdivision	HOLLY FOREST
Legal Block	1
Legal Lot Number	98
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1005
Census Tract	20907

Owner

115 Holly Forest Dr is owned and occupied by two individuals who bought it in September 2022.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 HOLLY FOREST DR, SAINT AUGUSTINE, FL 32092-1763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · Line of Credit AMERIS BANK
Sep 7, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2022 · Amount on File
Deed Sale	Sep 7, 2022 · Amount on File
Deed Document Number	202285803
Deed Book / Page	5629 / 1922
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	115 HOLLY FOREST DR, SAINT AUGUSTINE, FL 32092-1763
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 HOLLY FOREST DR, SAINT AUGUSTINE, FL 32092-1763

Mortgage

Document Number	0056961483
Date	Jan 19, 2023
Book Page	5696/1483
Instrument	2023004803

Lender

Name	AMERIS BANK
Type	Bank
Address	JACKSONVILLE, FL 32246

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 10, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 7, 2022
Property Address	115 HOLLY FOREST DR, SAINT AUGUSTINE, FL 32092-1763
Document Number	0056291922
Book / Page	5629 / 1922
Map Reference	MB 100 PG 48-61
Instrument Date	Aug 30, 2022
Instrument	2022085803
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,785.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 HOLLY FOREST DR, SAINT AUGUSTINE, FL 32092-1763

Mortgage

Document Number	0056291924
Date	Sep 7, 2022
Instrument	5629/1924

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 115 Holly Forest Dr was $7,059 with a homeowner's exemption, up 11.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$516,776 (-3.96%) Land $110,000 Building $406,776	$516,776 (-6.16%) Land $110,000 Building $406,776
2025	$7,059.00 (+11.75%) Homeowner's exemption	$538,088 (+2.9%)	$550,691 (+0.72%) Land $110,000 Building $440,691
2024	$6,317.00 (+1.92%) Homeowner's exemption	$522,923 (+3%)	$546,757 (+7.69%) Land $110,000 Building $436,757
2023	$6,198.00 (+440.84%) Homeowner's exemption	$507,692 (+466.62%)	$507,692 (+466.62%) Land $95,000 Building $412,692
2022	$1,146.00	$89,600	$89,600 Land $89,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 115 Holly Forest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Holly Forest Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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