Morgan County property record for 115 High St, Somerville, AL 35670
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,537 sqft · built 1986 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (Jan 2017) |
| Tax Bill | $357 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-36-0-006-014.004 |
| Primary APN | 11-07-36-0-006-014.004 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,537 sqft Living Area |
| 1st Floor Area | 1,537 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Account Number | 164393 |
|---|---|
| Street Address | 115 HIGH ST |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670-5952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #93, TOWN OF SOMERVILLE, DESCRIBED AS BEG AT SO R/W OF SOUTH STREET & WEST R/W OF HIGH STREET, TH W ALG SO R/W OF SOUTH S |
| Legal Range | 3W |
| Legal Township | 6S |
| Legal Section | 36 |
| Legal Subdivision | TOWN OF SOMERVILLE |
| Legal Lot Number | 93 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 5405 |
115 High St is owned and occupied by an individual who bought it in January 2017.
Source: Morgan County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 HIGH ST, SOMERVILLE, AL 35670-5952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 16, 2007 | Deed of Trust, Mortgage · Line of Credit SUPERIOR BANK |
| Apr 5, 2011 | Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR BANK |
| Jan 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PLATINUM MORTGAGE INC |
| Jan 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage PLATINUM MORTGAGE INC |
| Jun 16, 2015 | Warranty Deed, Transfer · Conventional Mortgage WILLOW BEND MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2017 · Amount on File |
| Deed Sale | Jan 27, 2017 · Amount on File |
| Prior Sale | Jun 16, 2015 · Amount on File |
| Deed Book / Page | 2017 / 826 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Sep 11, 2026 |
| Property Address | 115 HIGH ST, SOMERVILLE, AL 35670-5952 |
| Document Number | 2026040102 |
| Book / Page | 2026 / 40102 |
| Instrument Date | Sep 5, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 115 HIGH ST, SOMERVILLE, AL 35670-5952 |
| Document Number | 2026040102, |
|---|---|
| Date | Sep 11, 2026 |
| Book Page | 2026/40102 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 115 HIGH ST, SOMERVILLE, AL 35670-5952 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2021/45955 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 2021/45955 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 115 HIGH ST, SOMERVILLE, AL 35670-5952 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2007/13243 |
|---|---|
| Date | Mar 16, 2007 |
| Book Page | 2007/13243 |
| Name | SUPERIOR BANK |
|---|---|
| Type | Subprime Lender |
| Address | HARTSELLE, AL 35640 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 9, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 115 HIGH ST, SOMERVILLE, AL 35670-5952 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2011/10063 |
|---|---|
| Date | Apr 5, 2011 |
| Book Page | 2011/10063 |
| Name | SUPERIOR BANK |
|---|---|
| Type | Subprime Lender |
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 1, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 115 HIGH ST, SOMERVILLE, AL 35670-5952 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2017/03037 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 2017/03037 |
| Name | PLATINUM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, AL 35758 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jan 27, 2017 |
| Property Address | 115 HIGH ST, SOMERVILLE, AL 35670-5952 |
| Document Number | 2017/00826 |
| Book / Page | 2017 / 00826 |
| Instrument Date | Jan 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1610 VEST ST SW, HARTSELLE, AL 35640-3790 |
| Name | Verified Name |
|---|---|
| Address | 115 HIGH ST, SOMERVILLE, AL 35670-5952 |
| Document Number | 2017/03037 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 2017/03037 |
| Name | PLATINUM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, AL 35758 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jun 16, 2015 |
| Property Address | 115 HIGH ST, SOMERVILLE, AL 35670-5952 |
| Document Number | 2015/04920 |
| Book / Page | 2015 / 04920 |
| Instrument Date | Jun 12, 2015 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 232 CAIN RD, SOMERVILLE, AL 35670-4708 |
| Name | Verified Name |
|---|---|
| Address | 115 HIGH ST, SOMERVILLE, AL 35670-5952 |
| Document Number | 0201518278 |
|---|---|
| Date | Jun 16, 2015 |
| Instrument | 2015/18278 |
| Name | WILLOW BEND MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2045 |
The 2025 property tax bill for 115 High St was $357 with a homeowner's exemption.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Somerville Town |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $357.00 | $10,980 (-) Land $630 Building $10,350 | $109,800 (-) Land $6,300 Building $103,500 |
| 2024 | $10,980 (-) Land $630 Building $10,350 | $109,800 (-) Land $6,300 Building $103,500 | |
| 2023 | $357.00 Homeowner's exemption | $10,980 (-) Land $630 Building $10,350 | $109,800 (-) Land $6,300 Building $103,500 |
| 2022 | $357.00 Homeowner's exemption | $10,980 Land $630 Building $10,350 | $109,800 Land $6,300 Building $103,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 115 High St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Dec 2009 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 High St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people · EPA ID AL0001088 |
|---|---|
| Water Source | Purchased surface water from DECATUR, MUNICIPAL UB OF |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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