115 Hidden Harbor Ct, Spring City, TN 37381 Property Records

Rhea County property record for 115 Hidden Harbor Ct, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,679 sqft · built 1996
Lot Size	0.713 acres (31,100 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Jun 2021)
Tax Bill	$2,250 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072044K B 00600`

Property Details

APN / Parcel Number

Primary APN	`072044K B 00600`
Alternative APN	`044K B 00600`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,679 sqft Living Area
1st Floor Area	2,403 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2003
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,100 sqft
Lot Dimensions	265 ft deep x 117 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	508 sqft
Deck Area	240 sqft
Patio Area	256 sqft
Boat Access	Boat Access
Boat House	430 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	115 HIDDEN HARBOR CT
City	SPRING CITY
State	TN
Zip	37381-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: HIDDEN HARBOR; BLOCK: 2
Legal Subdivision	HIDDEN HARBOR
Legal Block	2
Legal Lot Number	49 117
Jurisdiction	RHEA TN
Township / Civil Division	3
Census Block Group	1
Census Block	1043
Census Tract	975100

Owner

Source: Rhea County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	115 HIDDEN HARBOR CT, SPRING CITY, TN 37381-3720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Warranty Deed, Transfer · VA Mortgage LOW VA RATES LLC
Oct 21, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 3, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	Jul 3, 2019 · Amount on Record
Deed Document Number	21007878
Deed Book / Page	494 / 100
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Jun 1, 2021
Property Address	115 HIDDEN HARBOR CT, SPRING CITY, TN 37381-3720
Document Number	7878
Book / Page	494 / 100
Map Reference	MB 3 PG264 CAB2 SL48
Instrument Date	May 27, 2021
Instrument	21007878
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	CROSSLAND TITLE AGENCY, CROSSLAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7303 LAUREL CHERRY DR, ROCKFORD, IL 61108-4469

Mortgage

Document Number	7879
Date	Jun 1, 2021
Instrument	21007879

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	115 HIDDEN HARBOR CT, SPRING CITY, TN 37381-3720
Document Number	0000005212
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 HIDDEN HARBOR CT SPRING CITY TN 373813720, SPRING CITY, TN 37381-3720

Mortgage

Document Number	0000005212
Date	Dec 29, 2020
Book Page	000641/000174
Instrument	5212

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	115 HIDDEN HARBOR CT, SPRING CITY, TN 37381-3720
Document Number	0000000877
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 HIDDEN HARBOR CT SPRING CITY TN 373813720, SPRING CITY, TN 37381-3720

Mortgage

Document Number	0000000877
Date	Mar 6, 2020
Book Page	000623/000587
Instrument	877

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Jul 3, 2019
Property Address	115 HIDDEN HARBOR CT, SPRING CITY, TN 37381-3720
Document Number	0000011792
Book / Page	000476 / 000167
Instrument Date	Jun 28, 2019
Instrument	11792
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	CROSSLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,683.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 HIDDEN HARBOR CT SPRING CITY TN 373813720, SPRING CITY, TN 37381-3720

Mortgage

Document Number	11793
Date	Jul 3, 2019
Book Page	000612/000147
Instrument	11793

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,250.00 (+5.83%)	$166,875 (+56.95%) Land $33,750 Building $133,125
2024			$667,500 (+56.95%) Land $135,000 Building $532,500
2022		$106,325 Land $31,250 Building $75,075	$425,300 Land $125,000 Building $300,300
2021	$2,126.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATTS BAR UTILITY DISTRICT serves 16,253 people · EPA ID TN0000872
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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