115 Hickory Cir, Hampstead, NC 28443 Property Records

Pender County property record for 115 Hickory Cir, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,508 sqft · built 1996
Lot Size	0.46 acres (20,081 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Oct 2017)
Tax Bill	$2,098 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`4203-95-0979-0000`

Property Details

APN / Parcel Number

Primary APN	`4203-95-0979-0000`
Alternative APNs	`400977372` `977372`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Lot Area	20,081 sqft (0.46 acres)
Terrain	Rolling

Exterior Amenities

Pool Area	192 sqft
Porch	Porch
Porch Area	63 sqft
Deck Area	80 sqft
Patio Area	840 sqft
Shed	1 Shed
Shed Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400977372
Old Parcel Number	4203 95 0979 0000
Street Address	115 HICKORY CIR
City	HAMPSTEAD
State	NC
Zip	28443-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	L334, PB 16/20 BELVEDERE
Legal Subdivision	BELVEDERE
Legal Lot Number	334
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	3
Census Block	3002
Census Tract	920201

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1143 HENDERSON RD, JACKSONVILLE, NC 28540-8625
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 5, 2017	Warranty Deed, Transfer · VA Mortgage FIRST FED'L BK/KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2017 · Amount on Record
Deed Sale	Oct 5, 2017 · Amount on Record
Deed Document Number	0009274652
Deed Book / Page	927 / 4652
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	115 HICKORY CIR, HAMPSTEAD, NC 28443-2533
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047450345
Date	Mar 16, 2021
Book Page	4745/345

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 5, 2017
Property Address	115 HICKORY CIR, HAMPSTEAD, NC 28443-2533
Document Number	0046520927
Book / Page	004652 / 000927
Instrument Date	Sep 26, 2017
Instrument	20029132
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1143 HENDERSON RD JACKSONVILLE NC 285408625, JACKSONVILLE, NC 28540-8625

Mortgage

Document Number	46520929
Date	Oct 5, 2017
Book Page	004652/000929
Instrument	20029133

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	KANSAS CITY, MO 64120

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,098.00 (+8.82%)	$399,353 (+94.55%) Land $130,044 Building $269,309	$399,353 (+94.55%) Land $130,044 Building $269,309
2023		$205,272 (-) Land $40,112 Building $165,160	$205,272 (-) Land $40,112 Building $165,160
2022	$1,928.00	$205,272 Land $40,112 Building $165,160	$205,272 Land $40,112 Building $165,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 124 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	22 (1996–2018)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVEDERE PLANTATION private · serves 3,462 people · EPA ID NC0471111
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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