115 Heather Rd, #117, Troy, OH 45373 Property Records

Miami County property record for 115 Heather Rd, #117, Troy, OH 45373

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,654 sqft · built 1998
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Oct 2018)
Tax Bill	$3,876 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-103010`

Property Details

APN / Parcel Number

Primary APN	`D08-103010`
Alternative APN	`050620.3-02-029-00`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,654 sqft Total Area
1st Floor Area	5,308 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	119 ft deep x 100 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	50 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	115 HEATHER RD, 117
City	TROY
State	OH
Zip	45373-5601
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	IN LOT 8518 MEADOWRUN #3
Legal Subdivision	MEADOWRUN #3
Legal Lot Number	8518
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4002
Census Tract	365002

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 HEATHER RD, 117, TROY, OH 45373-5601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK
Oct 23, 2018	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Deed Document Number	20182018OR-12948
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	115-117 HEATHER RD, TROY, OH 45373
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017794
Date	Nov 30, 2020
Instrument	2020OR-17794

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 23, 2018
Property Address	115-117 HEATHER RD, TROY, OH 45373
Document Number	0000012948
Instrument Date	Oct 19, 2018
Instrument	12948
Transaction Type	Transfer
Record Updated	Nov 12, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 HEATHER RD TROY OH 453735601, TROY, OH 45373-5601

Mortgage

Document Number	12949
Date	Oct 23, 2018
Instrument	12949

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,876.00 (+7.76%) Homeowner's exemption	$115,610 (+22.51%) Land $14,280 Building $101,330	$330,300 (+22.51%) Land $40,800 Building $289,500
2024	$3,597.00 (+2.22%) Homeowner's exemption	$94,370 (-) Land $15,510 Building $78,860
2023	$3,519.00 (+17.18%) Homeowner's exemption	$94,370 (-) Land $15,510 Building $78,860	$269,600 (-) Land $44,300 Building $225,300
2022	$3,003.00 Homeowner's exemption	$94,370 Land $15,510 Building $78,860	$269,600 Land $44,300 Building $225,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Watch TV.

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