115 Headwaters Dr, Harlem, GA 30814 Property Records

Columbia County property record for 115 Headwaters Dr, Harlem, GA 30814

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,177 sqft · built 2019
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$314,900 (Jul 2025)
Tax Bill	$2,826 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jul 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`H01 129`

Property Details

APN / Parcel Number

Primary APN	`H01 129`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,177 sqft Finished Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2021
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	115 HEADWATERS DR
City	HARLEM
State	GA
Zip	30814-0018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD;PLAN U
Legal Description	LOT 28 .30 ACS; WEST FORREST SUBDIVISION; PHASE ONE
Legal Subdivision	WEST FORREST SUBDIVISION
Legal Phase	ONE
Legal Lot Number	28
Jurisdiction	COLUMBIA GA
Township / Civil Division	GROVETOWN-HARLEM
Census Block Group	1
Census Block	1025
Census Tract	30504

Owner

115 Headwaters Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Columbia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 HEADWATERS DR, HARLEM, GA 30814-0018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Limited Warranty Deed, Transfer · FHA Mortgage STG MORTGAGE
Jul 1, 2025	Limited Warranty Deed, Transfer
Dec 22, 2020	Deed of Trust, Mortgage · VA Mortgage PLAZA HM MTG
Jul 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 29, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage SYNOVUS MTG
Feb 6, 2019	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Prior Sale	Jul 1, 2025
Deed Book / Page	15669 / 117
Prior Transfer Date	Feb 20, 2024
Prior Transfer Doc	015493/284
Record Updated	Oct 29, 2026

July 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	Jul 1, 2025
Property Address	115 HEADWATERS DR, HARLEM, GA 30814-0018
Document Number	015669/117
Book / Page	15669 / 117
Instrument Date	Jun 26, 2025
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.15
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 HEADWATERS DR, HARLEM, GA 30814-0018

Mortgage

Document Number	0015669120
Date	Jul 1, 2025
Instrument	15669/120

Lender

Name	STG MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2055

July 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	Jul 1, 2025
Property Address	115 HEADWATERS DR, HARLEM, GA 30814-0018
Document Number	015669/114
Book / Page	15669 / 114
Instrument Date	Jun 3, 2025
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 DRESDEN CT, AUGUSTA, GA 30907-1328
Investor	Possibly a Property Investor

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	115 HEADWATERS DR, HARLEM, GA 30814-0018
Document Number	3136/0249
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 HEADWATERS DR HARLEM GA 308140018, HARLEM, GA 30814-0018

Mortgage

Document Number	3136/0249
Date	Jan 11, 2021
Book Page	013136/000249

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIA GA
Recording Date	Jul 29, 2019
Property Address	115 HEADWATERS DR, HARLEM, GA 30814-0018
Document Number	2073/0284
Book / Page	012073 / 000284
Instrument Date	Jul 26, 2019
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 HEADWATERS DR HARLEM GA 308140018, HARLEM, GA 30814-0018

July 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLUMBIA GA
Recording Date	Jul 29, 2019
Property Address	115 HEADWATERS DR, HARLEM, GA 30814-0018
Document Number	2073/0258
Book / Page	012073 / 000258
Instrument Date	Jul 6, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 HEADWATERS DR HARLEM GA 308140018, HARLEM, GA 30814-0018
Investor	Possibly a Property Investor

Mortgage

Document Number	2073/0261
Date	Jul 29, 2019
Book Page	012073/000261

Lender

Name	SYNOVUS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2049

February 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	COLUMBIA GA
Recording Date	Feb 6, 2019
Property Address	115 HEADWATERS DR, HARLEM, GA 30814-0018
Document Number	1809/0030
Book / Page	011809 / 000030
Instrument Date	Mar 15, 2018
Transaction Type	Transfer
Record Updated	Mar 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	115 HEADWATERS DR HARLEM GA 308140018, HARLEM, GA 30814-0018

Tax Assessment & Valuation

The 2026 property tax bill for 115 Headwaters Dr was $2,826, down 24.8% from the year before.

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Municipality	Harlem City
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,826.00 (-24.82%)	$120,794 (-2.23%) Land $18,204 Building $102,590	$301,984 (-2.23%) Land $45,510 Building $256,474
2025	$3,759.00	$123,545 Land $21,804 Building $101,741	$308,862 Land $54,510 Building $254,352
2023	$3,320.00 (-3.66%) Homeowner's exemption	$121,422 (+14.62%) Land $20,904 Building $100,518	$303,554 (+14.62%) Land $52,260 Building $251,294
2022	$3,446.00 Homeowner's exemption	$105,938 Land $19,504 Building $86,434	$264,844 Land $48,760 Building $216,084

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Headwaters Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Headwaters Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVETOWN serves 18,464 people · EPA ID GA0730001
Water Source	Purchased surface water from COLUMBIA COUNTY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, West Carolina Rural Telephone Cooperative.

Nearby Properties on Headwaters Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures