St. Charles County property record for 115 Haven Ridge Ct, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,495 sqft · built 2022 |
| Lot Size | 0.149 acres (6,473 sqft) |
| Owner | 2 Individuals on Record |
| Tax Bill | $7,661 (2025) |
| Deeds & Mortgages | Feb 2024 Construction Loan May 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T231700055 |
| Primary APN | T231700055 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,495 sqft Living Area |
| Gross Area | 3,590 sqft |
| 1st Floor Area | 1,795 sqft |
| Basement Area | 1,795 sqft |
| Finished Basement | 700 sqft |
| Unfinished Basement | 1,095 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 6,473 sqft (0.149 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | T231700055 |
|---|---|
| Street Address | 115 HAVEN RIDGE CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-6301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COURTYARDS AT BARATHAVEN LOT 40 |
| Legal Subdivision | COURTYARDS AT BARATHAVEN |
| Legal Lot Number | 40 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 311151 |
Source: St. Charles County assessment roll, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 154 ETHEL WINGATE DR, 302, PENSACOLA, FL 32507-8185 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2024 | Deed of Trust, Mortgage · Construction Mortgage AMERICAN BANK OF MISSOURI |
| May 2, 2024 | Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC |
| Jul 5, 2022 | Deed of Trust, Mortgage · Line of Credit AMERICAN BANK OF MISSOURI |
| Oct 27, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage WEST COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 27, 2022 |
| Transfer Doc | 0000058704 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 106 HAVEN RIDGE CT, DARDENNE PRAIRIE, MO 63368-6300 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 108 HAVEN RIDGE CT, O FALLON, MO 63368-6300 |
| Document Number | 0000004881 |
|---|---|
| Date | Feb 7, 2024 |
| Instrument | 2024R-004881 |
| Name | AMERICAN BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Address | WRIGHT CITY, MO 63390 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 2, 2024 |
| Property Address | 106 HAVEN RIDGE CT, DARDENNE PRAIRIE, MO 63368-6300 |
| Document Number | 0000016843 |
| Map Reference | DOC 2022R-025397 |
| Instrument Date | Apr 30, 2024 |
| Instrument | 2024R-016843 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 HAVEN RIDGE CT, DARDENNE PRAIRIE, MO 63368-6300 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 106 HAVEN RIDGE CT, DARDENNE PRAIRIE, MO 63368-6300 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 115 HAVEN RIDGE CT, O FALLON, MO 63368-6301 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 950 CORPORATE PKWY 116, 116, WENTZVILLE, MO 63385-4851 |
| Document Number | 0000037213 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 2022R-037213 |
| Name | AMERICAN BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Address | WRIGHT CITY, MO 63390 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 27, 2022 |
| Property Address | 115 HAVEN RIDGE CT, O FALLON, MO 63368-6301 |
| Document Number | 0000058704 |
| Map Reference | DOC 2022R-025397 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022R-058704 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 HAVEN RIDGE CT, DARDENNE PRAIRIE, MO 63368-6300 |
| Name | Verified Name |
|---|---|
| Address | 115 HAVEN RIDGE CT, O FALLON, MO 63368-6301 |
| Document Number | 0000058705 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 2022R-058705 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Dardenne Prairie City |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,868 (-) | $630,884 (-) Land $80,000 Building $550,884 | |
| 2025 | $7,661.00 | $119,868 | $630,884 Land $80,000 Building $550,884 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1986–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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