Contra Costa County property record for 115 Harris Cir, Bay Point, CA 94565
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,434 sqft · built 1991 |
| Lot Size | 0.04 acres (1,760 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $500,000 (Nov 2024) |
| Tax Bill | $9,285 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Sep 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 095-420-011-9 |
| Primary APN | 095-420-011-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,434 sqft Living Area |
| 1st Floor Area | 656 sqft |
| 2nd Floor Area | 778 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Townhouse |
| Lot Area | 1,760 sqft (0.04 acres) |
| Garage Type | Attached |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 115 HARRIS CIR |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-3575 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | P1 |
| Legal Description | T7021 L11 |
| Legal Subdivision | SUBDIVISION 7021 |
| Legal Tract | 7021 |
| Legal Lot Number | 11 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 314102 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 807 DODD CT, BAY POINT, CA 94565-6759 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 12, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Aug 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Dec 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2024 · Amount on Record |
| Deed Sale | Nov 26, 2024 · Amount on Record |
| Prior Sale | Jul 31, 2024 · Amount on Record |
| Deed Document Number | 2024128142 |
| Prior Transfer Date | Nov 16, 1993 |
| Prior Transfer Doc | 0000336511 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 115 HARRIS CIR, BAY POINT, CA 94565-3575 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 115 HARRIS CIR, BAY POINT, CA 94565-3575 |
| Document Number | 0000034108 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 2023-034108 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Dec 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 115 HARRIS CIR, BAY POINT, CA 94565-3575 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000175456 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 2017-175456 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 115 HARRIS CIR, BAY POINT, CA 94565-3575 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000123699 |
|---|---|
| Date | Aug 6, 2019 |
| Instrument | 2019-123699 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 115 HARRIS CIR, BAY POINT, CA 94565-3575 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000097819 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 2020-097819 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 115 HARRIS CIR, BAY POINT, CA 94565-3575 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 115 HARRIS CIR, BAY POINT, CA 94565-3575 |
| Document Number | 0000333504 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 2021-333504 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Pittsburg Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $510,000 (+2%) Land $183,600 Building $326,400 | |
| 2025 | $9,285.00 (+207.65%) | $500,000 (+236.67%) Land $180,000 Building $320,000 |
| 2023 | $3,018.00 (-0.13%) | $148,515 Land $24,747 Building $123,768 |
| 2022 | $3,022.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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