Allen County property record for 115 Harper Ave, Lima, OH 45807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,858 sqft · built 1960 |
| Lot Size | 0.532 acres (23,174 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $332,000 (Oct 2023) |
| Tax Bill | $4,375 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-3201-02-007.000 |
| Primary APN | 36-3201-02-007.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,858 sqft Living Area |
| Gross Area | 5,391 sqft |
| 1st Floor Area | 2,333 sqft |
| Basement Area | 2,290 sqft |
| Finished Basement | 525 sqft |
| Unfinished Basement | 1,765 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 23,174 sqft (0.532 acres) |
| Lot Dimensions | 146 ft deep x 158 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 115 HARPER AVE |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45807-1963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARPER SUBDIVISION NO 1 LOT 22738 JOINT TEN FF 150.00 |
| Legal Subdivision | HARPER SUBDIVISION |
| Legal Lot Number | 22738 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | AMERICAN |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 10802 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 HARPER AVE, LIMA, OH 45807-1963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Oct 11, 2023 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2023 · Amount on Record |
| Deed Sale | Oct 11, 2023 · Amount on Record |
| Prior Sale | Oct 7, 2016 · Amount on Record |
| Deed Document Number | 20238890 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Apr 8, 2026 |
| Property Address | 115 HARPER AVE, LIMA, OH 45807-1963 |
| Document Number | 0000003333 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20263333 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 115 HARPER AVE, LIMA, OH 45807-1963 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003333, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20263333 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Oct 11, 2023 |
| Property Address | 115 HARPER AVE, LIMA, OH 45807-1963 |
| Document Number | 10110008890 |
| Book / Page | 2023 / 8890 |
| Map Reference | MB 9 PG 162A |
| Instrument Date | Oct 6, 2023 |
| Instrument | 202310110008890 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 HARPER AVE, LIMA, OH 45807-1963 |
| Document Number | 10110008891 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 202310110008891 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | American Township |
| Unified School District | Shawnee Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,375.00 (+0.05%) | $97,730 (-) Land $15,650 Building $82,080 | $279,200 (-) Land $44,700 Building $234,500 |
| 2024 | $4,373.00 (+21.27%) Homeowner's exemption | $97,730 (+38.02%) Land $15,650 Building $82,080 | $279,200 (+38.01%) Land $44,700 Building $234,500 |
| 2023 | $3,606.00 (+0.36%) Homeowner's exemption | $70,810 (-) Land $11,340 Building $59,470 | |
| 2022 | $3,593.00 Homeowner's exemption | $70,810 Land $11,340 Building $59,470 | |
| 2021 | $202,300 Land $32,400 Building $169,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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