115 Harding Dr, Houma, LA 70364 Property Records

Terrebonne Parish property record for 115 Harding Dr, Houma, LA 70364

Property Summary

Property Type	Single Family Home
Details	1,373 sqft · built 1974
Lot Size	0.163 acres (7,110 sqft)
Owner	2 Individual Names on File
Last Sale	$168,900 (Oct 2021)
Tax Bill	$434 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15477`

Property Details

APN / Parcel Number

Primary APN	`15477`

Interior

Building Area	1,373 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	7,110 sqft (0.163 acres)

Location & Zoning

Street Address	115 HARDING DR
City	HOUMA
State	LA
Zip	70364-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 3 ADDEN. 1 LISA PARK SUBD.
Legal Range	17E
Legal Township	17S
Legal Section	04
Legal Subdivision	LISA PARK
Legal Block	3
Legal Lot Number	8
Jurisdiction	TERREBONNE LA
Township / Civil Division	5
Census Block Group	1
Census Block	1006
Census Tract	401

Owner

115 Harding Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Terrebonne Parish records, as of April 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 HARDING DR, HOUMA, LA 70364-2511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 21, 2021	Deed, Transfer · Stand-Alone First Mortgage AMERICAN SOUTH FINANCIAL SERVICES
Apr 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Deed Document Number	20211636057
Deed Book / Page	2649 / 561
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	115 HARDING DR, HOUMA, LA 70364-2511
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002913/617
Date	Apr 17, 2017
Book Page	2913/617
Instrument	1531896

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TERREBONNE LA
Recording Date	Oct 21, 2021
Property Address	115 HARDING DR, HOUMA, LA 70364-2511
Document Number	002649/561
Book / Page	2649 / 561
Instrument Date	Oct 20, 2021
Instrument	1636057
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001636058
Date	Oct 21, 2021
Instrument	1636058

Lender

Name	AMERICAN SOUTH FINANCIAL SERVICES

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TERREBONNE LA
Recording Date	Apr 17, 2017
Property Address	115 HARDING DR, HOUMA, LA 70364-2511
Document Number	002497/759
Book / Page	2497 / 759
Instrument Date	Apr 10, 2017
Instrument	1531895
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 HARDING DR, HOUMA, LA 70364-2511

Tax Assessment & Valuation

The 2025 property tax bill for 115 Harding Dr was $434 with a homeowner's exemption, down 1.6% from the year before.

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Terrebonne Parish
Unified School District	Terrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$434.00 (-1.59%)	$12,120 (-) Land $2,710 Building $9,410	$121,200 (-) Land $27,100 Building $94,100
2024	$441.00 (+0.46%) Homeowner's exemption	$12,120 (-) Land $2,710 Building $9,410	$121,200 (-) Land $27,100 Building $94,100
2023	$439.00 (+2.09%) Homeowner's exemption	$12,120 (-) Land $2,710 Building $9,410	$121,200 (-) Land $27,100 Building $94,100
2022	$430.00 Homeowner's exemption	$12,120 Land $2,710 Building $9,410	$121,200 Land $27,100 Building $94,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Harding Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	18 (1985–2021)
Claims Outside the SFHA	13 of 18
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Hurricane Katrina, Aug 2005 · 2 claims Severe Storms, Tornadoes & Flooding, May 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Harding Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHRIEVER WATER TREATMENT SERVICE AREA serves 116,460 people · EPA ID LA1109002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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