Westchester County and White Plains City property record for 115 Harding Ave, White Plains, NY 10606
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 2,240 sqft · built 1954 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Dec 2001) |
| Tax Bill | $2,128 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 551700 125.73-4-3 |
| Primary APN | 551700 125.73-4-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,240 sqft Total Area |
| 1st Floor Area | 2,240 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Cape Cod |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Account Number | 10140100100 |
|---|---|
| Street Address | 115 HARDING AVE |
| City | WHITE PLAINS |
| State | NY |
| Zip | 10606-1703 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RM-1. |
| Legal Block | 4 |
| Legal Lot Number | 3.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | WHITE PLAINS |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 9100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bronx River Parkway Reservation listed 1991 · 38 contributing resources · NRIS 90002143 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
115 Harding Ave, a duplex, is owned and occupied by two individuals who bought it in December 2001.
Source: Westchester County and White Plains City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 HARDING AVE, WHITE PLAINS, NY 10606-1703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2001 · Amount on File |
| Deed Sale | Dec 20, 2001 · Amount on File |
| Deed Document Number | 2001413410563 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 115 Harding Ave was $2,128 with a homeowner's exemption, down 86.5% from the year before.
Source: Westchester County and White Plains City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | White Plains City |
| Unified School District | White Plains City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,128.00 (-86.5%) Homeowner's exemption | ||
| 2025 | $15,763.00 | $14,400 (-) Land $1,900 Building $12,500 | $660,551 (+8.72%) Land $87,156 Building $573,395 |
| 2024 | Homeowner's exemption | $14,400 (-) Land $1,900 Building $12,500 | $607,595 (+0.84%) Land $80,169 Building $527,426 |
| 2023 | $14,400 Land $1,900 Building $12,500 | $602,511 Land $79,498 Building $523,013 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 115 Harding Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Harding Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE PLAINS CITY serves 59,559 people · EPA ID NY5903464 |
|---|---|
| Water Source | Purchased surface water from WESTCHESTER COUNTY WD #1 |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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