McMinn County property record for 115 Hammonds Rd, Athens, TN 37303
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,440 sqft · built 1945 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $61,000 (Sep 2004) |
| Tax Bill | $643 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054056O A 03600 |
| Primary APN | 054056O A 03600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 190 ft deep x 80 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 364 sqft |
| Deck Area | 25 sqft |
| Patio Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 056O A 03600 00001056O |
|---|---|
| Street Address | 115 HAMMONDS RD |
| City | ATHENS |
| State | TN |
| Zip | 37303-2982 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01 01 062D A 062D 01800 000, COUNTY AREA: D01 |
| Jurisdiction | MCMINN TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970201 |
The current owner of 115 Hammonds Rd bought it in September 2004.
Source: McMinn County records, as of February 4, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2004 RESORT ST, NAVARRE, FL 32566-7638 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2004 · Amount on File |
| Deed Sale | Sep 15, 2004 · Amount on File |
| Prior Sale | Jun 28, 2004 · Amount on File |
| Deed Document Number | 000016U944 |
| Deed Book / Page | 16U / 944 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 115 HAMMONDS RD, ATHENS, TN 37303-2982 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001280546 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 1280/546 |
| Instrument | 235995 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 115 Hammonds Rd was $643.
Source: McMinn County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Athens City |
| County | McMinn County |
| Elementary School District | Athens City Schools (PK - 08) |
| Secondary School District | McMinn County School District in Athens (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $643.00 | $30,750 (-) Land $3,025 Building $27,725 | |
| 2024 | $643.00 | $30,750 (-) Land $3,025 Building $27,725 | |
| 2023 | $643.00 (+9.35%) | $30,750 (+51.48%) Land $3,025 Building $27,725 | $123,000 (+51.48%) Land $12,100 Building $110,900 |
| 2022 | $588.00 | $20,300 Land $3,025 Building $17,275 | $81,200 Land $12,100 Building $69,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 115 Hammonds Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Hammonds Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile, Verizon.
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