115 Hallman Mill Rd, Vale, NC 28168 Property Records

Cleveland County property record for 115 Hallman Mill Rd, Vale, NC 28168

Property Summary

Property Type	Single Family Home
Details	1,792 sqft · built 1998
Lot Size	0.911 acres (39,705 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (May 2021)
Tax Bill	$802 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55568`

Property Details

APN / Parcel Number

Primary APN	`55568`
Alternative APN	`1339693`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,792 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	39,705 sqft (0.911 acres)
Deck Area	120 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1339693
Street Address	115 HALLMAN MILL RD
City	VALE
State	NC
Zip	28168-5771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	1.00 AC PB23-118 RD 1606
Legal Subdivision	TOLUCA
Legal Block	1
Legal Lot Number	83
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1065
Census Tract	950101

Owner

115 Hallman Mill Rd is owned and occupied by two individuals who bought it in May 2021.

Source: Cleveland County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 HALLMAN MILL RD, VALE, NC 28168-5771
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2021 · Amount on File
Deed Sale	May 10, 2021 · Amount on File
Deed Document Number	2021200054969
Deed Book / Page	1840 / 1692
Prior Transfer Date	Jan 22, 2013
Prior Transfer Doc	0016491377
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 10, 2021
Property Address	115 HALLMAN MILL RD, VALE, NC 28168-5771
Document Number	0018401692
Book / Page	1840 / 1692
Map Reference	MB 23 PG 118
Instrument Date	May 10, 2021
Instrument	200054969
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 OLD MILL DR, 212, MORGANTON, NC 28655-9859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 HALLMAN MILL RD, VALE, NC 28168-5771

Mortgage

Document Number	18401695
Date	May 10, 2021
Instrument	1840/1695

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jun 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

The 2026 property tax bill for 115 Hallman Mill Rd was $802, up 6.2% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$802.00 (+6.23%)	$118,989 (-) Land $15,000 Building $103,989	$118,989 (-) Land $15,000 Building $103,989
2025	$755.00	$118,989 Land $15,000 Building $103,989	$118,989 Land $15,000 Building $103,989
2023		$63,137 Land $11,000 Building $52,137	$63,137 Land $11,000 Building $52,137

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Hallman Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Hallman Mill Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20