115 Haines Point Ter, Forest, VA 24551 Property Records

Bedford County property record for 115 Haines Point Ter, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,673 sqft · built 1991
Lot Size	0.869 acres (37,897 sqft)
Owner	Individual Name on File
Last Sale	$570,400 (Jul 2019)
Tax Bill	$3,031 (2023)
Deeds & Mortgages	Jan 2018 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`81C 1 33`

Property Details

APN / Parcel Number

Primary APN	`81C 1 33`
Alternative APNs	`8101733` `519089`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,673 sqft Living Area
Gross Area	5,984 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	37,897 sqft (0.869 acres)
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	540 sqft
Deck Area	326 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	519089
Street Address	115 HAINES POINT TER
City	FOREST
State	VA
Zip	24551-1855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAINES POINTLT 33
Legal Subdivision	HAINES POINT
Legal Lot Number	33
Jurisdiction	BEDFORD VA
Township / Civil Division	5
Census Block Group	3
Census Block	3005
Census Tract	30101

Owner

115 Haines Point Ter is owned and occupied by an individual who bought it in July 2019.

Source: Bedford County records, as of August 14, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	115 HAINES POINT TER, FOREST, VA 24551-1855
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST COMPANY
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Deed Document Number	190005879
Record Updated	Jun 7, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	115 HAINES POINT TER, FOREST, VA 24551-1855
Transaction Type	Mortgage
Record Updated	Sep 27, 2022
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000554
Date	Jan 22, 2018
Instrument	180000554

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jul 1, 2019
Property Address	115 HAINES POINT TER, FOREST, VA 24551-1855
Document Number	0190005879
Instrument Date	Jun 24, 2019
Instrument	190005879
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	BRIDGETRUST TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 HAINES POINT TER, FOREST, VA 24551-1855

Mortgage

Document Number	0190005880
Date	Jul 1, 2019
Instrument	190005880

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,031.00 Additional exemption filed	$369,650	$739,300 Land $170,000 Building $569,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Haines Point Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Haines Point Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Glo Fiber Cable	1,200 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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