115 Gurley Rd, Windsor, NC 27983 Property Records

Bertie County property record for 115 Gurley Rd, Windsor, NC 27983

Property Summary

Property Type	Single Family Home
Details	2 ba · built 2021
Lot Size	6.36 acres (277,042 sqft)
Owner	Individual Name on Record
Tax Bill	$4,321 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6709-96-4656`

Property Details

APN / Parcel Number

Primary APN	`6709-96-4656`
Alternative APN	`35502`

Interior

Full Baths	2 Baths

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Lot Area	277,042 sqft (6.36 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	35502
Street Address	115 GURLEY RD
City	WINDSOR
State	NC
Zip	27983-8983
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MITCHELL
Jurisdiction	BERTIE NC
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2034
Census Tract	960402

Owner

Source: Bertie County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 CEDAR LANDING RD, WINDSOR, NC 27983-9009
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 11, 2021	Deed of Trust, Mortgage · Construction Mortgage STATE EMPLOYEES CU
Jan 19, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERTIE NC
Property Address	115 GURLEY RD, WINDSOR, NC 27983-8983
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 GURLEY RD, WINDSOR, NC 27983-8983

Mortgage

Document Number	0001038/92
Date	Oct 6, 2025
Book Page	1038/92
Instrument	2025001343

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 7, 2065

Interest

Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERTIE NC
Property Address	115 GURLEY RD, WINDSOR, NC 27983-8983
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000995/778
Date	Feb 11, 2021
Book Page	995/778

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Index	5-Year CMT

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERTIE NC
Recording Date	Jan 19, 2021
Property Address	115 GURLEY RD, WINDSOR, NC 27983-8983
Document Number	000995/199
Book / Page	995 / 199
Map Reference	MB 14PG 304
Instrument Date	Jan 19, 2021
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	340 CEDAR LANDING RD, WINDSOR, NC 27983-9012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 CEDAR LANDING RD, WINDSOR, NC 27983-9009

Tax Assessment & Valuation

Source: Bertie County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Bertie County
Unified School District	Bertie County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,321.00	$446,570 (-) Land $13,797 Building $432,773	$446,570 (-) Land $13,797 Building $432,773
2024	$4,321.00 (+7.22%)	$446,570 (-) Land $13,797 Building $432,773	$446,570 (-) Land $13,797 Building $432,773
2023	$4,030.00 (+6,4%)	$446,570 (+6,103.22%) Land $13,797 Building $432,773	$446,570 (+6,103.22%) Land $13,797 Building $432,773
2022		$7,199 Land $7,199	$7,199 Land $7,199
2021	$62.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERTIE COUNTY REGIONAL WATER serves 13,736 people · EPA ID NC0408085
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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