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115 Gooch St, Stem, NC 27581 Property Records

Granville County property record for 115 Gooch St, Stem, NC 27581 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,870 sqft Heated Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$251,000 (2020)
Tax Bill$3,782.00 (2025)

Property Details

APN / Parcel Number

Primary APN088913023864
Alternative APNs
  • 1045203
  • 33552

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,870 sqft Heated Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,890 sqft (0.25 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area616 sqft Garage
Deck Area9 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number1045203
Street Address115 GOOCH ST
CitySTEM
StateNC
Zip27581-9450
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description115 GOOCH ST
Legal SubdivisionKENNEDYS CROSSING SUBDIVISION
JurisdictionGRANVILLE NC
Minor Civil DivisionTALLY HO
Census Blockgroup4
Census Block4013
Census Tract970701

Owner

Source: Granville County records · APN 088913023864

Assessment roll updated September 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address115 GOOCH ST, STEM, NC 27581-9450
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2020Deed of Trust, Mortgage
NORTH CAROLINA HOUSING FINANCE AGENCY
Jan 30, 2020Deed of Trust, Mortgage · Commercial Mortgage
SELF-HELP CU
Sep 30, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 2020 · Amount on Record
Deed SaleSep 30, 2020 · Amount on Record
Deed Book / Page1799 / 102
Record RefreshedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRANVILLE NC
Property Address115 GOOCH ST, STEM, NC 27581-9450
Transaction TypeMortgage
Record UpdatedOct 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 COOCH ST, STEM, NC 27581

Mortgage

Document Number1800/165
DateOct 05, 2020
Book Page1800/165
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27611
Agreement
AmountAmount Recorded

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRANVILLE NC
Property Address115 GOOCH ST, STEM, NC 27581-9450
Transaction TypeMortgage
Record UpdatedOct 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1761/835
DateJan 30, 2020
Book Page1761/835
Lender
NameSELF-HELP CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRANVILLE NC
Recording DateSep 30, 2020
Property Address115 GOOCH ST, STEM, NC 27581-9450
Document Number1799/102
Book / Page1799 / 102
Map ReferenceMB 47 PG 73
Instrument DateSep 11, 2020
Transaction TypeTransfer
Record UpdatedOct 05, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$502.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1716 CRYSTAL CREEK DR, 1716, DURHAM, NC 27712-2486

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 GOOCH ST, STEM, NC 27581-9450

Mortgage

Document Number1799104
DateSep 30, 2020
Instrument1799/104
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Granville County records · Assessment roll updated September 23, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGranville County
MunicipalityStem Town
Unified School DistrictGranville County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,782.00 (+22.91%)$369,366 (+62.94%) Land $16,353 Building $353,013
2024$369,366 (+62.94%) Land $16,353 Building $353,013
2023$3,077.00 (+0.69%)$226,687 (-) Land $10,350 Building $216,337$226,687 (-) Land $10,350 Building $216,337
2022$3,056.00$226,687 Land $10,350 Building $216,337$226,687 Land $10,350 Building $216,337

Flood & Wildfire

115 Gooch St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Granville County (37077C), updated July 20, 2022

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 24th in North Carolina
Wildfire LikelihoodLow — about 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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