115 Gilbert Dr, Franklin, TN 37064 Property Records

Williamson County property record for 115 Gilbert Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,790 sqft · built 1973
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Jan 2014)
Tax Bill	$3,018 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`094106H C 08700`

Property Details

APN / Parcel Number

Primary APN	`094106H C 08700`

Interior

Full Baths	2.5 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,790 sqft Living Area
Gross Area	4,740 sqft
1st Floor Area	1,950 sqft
2nd Floor Area	840 sqft
Basement Area	1,950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2008
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling

Exterior Amenities

Pool Area	275 sqft
Porch	Porch
Porch Area	175 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	115 GILBERT DR
City	FRANKLIN
State	TN
Zip	37064-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD ELLINGTON PARK SEC 5 PB 4 PG 36 LOT 0065
Legal Subdivision	ELLINGTON PARK
Legal Lot Number	65
Jurisdiction	WILLIAMSON TN
Township / Civil Division	2
Census Block Group	2
Census Block	2025
Census Tract	50908

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	115 GILBERT DR, FRANKLIN, TN 37064-5023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · FHA Mortgage F & M BANK
Dec 30, 2022	Deed of Trust, Mortgage · Line of Credit F & M BANK
Aug 21, 2025	Deed of Trust, Mortgage · Line of Credit F & M BANK
Mar 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 17, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2014 · Amount on Record
Deed Sale	Jan 13, 2014 · Amount on Record
Prior Sale	Oct 25, 2006 · Amount on Record
Deed Document Number	14001513
Deed Book / Page	6111 / 0106
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	115 GILBERT DR, FRANKLIN, TN 37064-5023
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	CHAPMAN AND ROSENTHAL TITLE INC, CHAPMAN & ROSENTHAL TTL INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089960483
Date	May 10, 2022
Book Page	8996/483
Instrument	22021428

Lender

Name	F & M BANK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	115 GILBERT DR, FRANKLIN, TN 37064-5023
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 GILBERT DR, FRANKLIN, TN 37064-5023

Mortgage

Document Number	0091720862
Date	Dec 30, 2022
Book Page	9172/862
Instrument	22051121

Lender

Name	F & M BANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jan 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	115 GILBERT DR, FRANKLIN, TN 37064-5023
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 GILBERT DR, FRANKLIN, TN 37064-5023

Mortgage

Document Number	0098090342
Date	Aug 21, 2025
Book Page	9809/342
Instrument	25027155

Lender

Name	F & M BANK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	115 GILBERT DR, FRANKLIN, TN 37064-5023
Document Number	0073230150
Instrument Date	Mar 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 GILBERT DR FRANKLIN TN 370645023, FRANKLIN, TN 37064-5023

Mortgage

Document Number	0073230150
Date	Mar 26, 2018
Book Page	007323/000150
Instrument	10858

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	115 GILBERT DR, FRANKLIN, TN 37064-5023
Document Number	0070590152
Book / Page	007059 / 000152
Instrument Date	Apr 17, 2017
Transaction Type	Mortgage
Record Updated	May 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 GILBERT DR FRANKLIN TN 370645023, FRANKLIN, TN 37064-5023

Mortgage

Document Number	0070590152
Date	Apr 25, 2017
Book Page	007059/000152
Instrument	16125

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,018.00 (-39.3%)	$232,150 (+79.61%) Land $57,500 Building $174,650	$928,600 (+79.61%) Land $230,000 Building $698,600
2024	$4,972.00 (+104.61%)
2023	$2,430.00	$129,250 (-) Land $41,825 Building $87,425	$517,000 (-) Land $167,300 Building $349,700
2022	$2,430.00	$129,250 Land $41,825 Building $87,425	$517,000 Land $167,300 Building $349,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (2003–2026)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications, Verizon.

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