115 Geronimo Cir, Montevallo, AL 35115 Property Records

Shelby County property record for 115 Geronimo Cir, Montevallo, AL 35115

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,637 sqft · built 1975
Lot Size0.319 acres (13,921 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Apr 2023)
Tax Bill$1,337 (2025)
Deeds & MortgagesMay 2023 Line of Credit
May 2023 Transfer
+ 6 more
Flood ZoneZone X (minimal risk)
APN275211001070000

Property Details

APN / Parcel Number

Primary APN275211001070000

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,637 sqft Heated Area
1st Floor Area1,182 sqft
Basement Area500 sqft
Finished Basement650 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2013
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,921 sqft (0.319 acres)
Lot Dimensions114 ft deep x 121 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces
PorchSlab
Deck Area368 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address115 GERONIMO CIR
CityMONTEVALLO
StateAL
Zip35115-3622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWNSHP/RAN 21 22S 03W NBRHD: 07 INDIAN HIGHLANDS R-2
Legal Range03W
Legal Township22S
Legal Section21
Legal SubdivisionINDIAN HIGHLANDS 3RD ADDITION
Legal Lot Number59
JurisdictionSHELBY AL
Township / Civil DivisionMONTEVALLO
Census Block Group1
Census Block1017
Census Tract30406

Owner

Source: Shelby County assessment roll, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12395 SIPSEY VALLEY RD S, BUHL, AL 35446-1225
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2023Deed of Trust, Mortgage · Line of Credit
LOCAL BANK
May 8, 2023Quit Claim Deed, Transfer
Quitclaim
Apr 4, 2023Warranty Deed, Transfer
Mar 24, 2023Intrafamily Transfer, Transfer
Nov 15, 2022Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Mar 2, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 4, 2018Deed of Trust, Mortgage · FHA Mortgage
NEW DAY FINANCIAL LLC
Feb 25, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 4, 2023 · Amount on Record
Deed SaleApr 4, 2023 · Amount on Record
Prior SaleMar 24, 2023 · Amount on Record
Deed Document Number202393170
Prior Transfer DateNov 28, 2022
Prior Transfer Doc0000082130
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address115 GERONIMO CIR, MONTEVALLO, AL 35115-3622
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000141060
DateMay 12, 2023
Instrument20230512000141060
Lender
NameLOCAL BANK
TypeBank
AddressTUSCALOOSA, AL 35406
Agreement
TypeLine of Credit
AmountAmount Recorded

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHELBY AL
Recording DateMay 8, 2023
Property Address115 GERONIMO CIR, MONTEVALLO, AL 35115-3622
Document Number0000135570
Map ReferenceMB 6 PG 28
Instrument DateMay 8, 2023
Instrument20230508000135570
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1070 HIGHWAY 54, MONTEVALLO, AL 35115-7272

Transferred To (Grantee/Buyer)

NameVerified Name
Address2395 SIPSEY VALLEY ROAD, BUHL, AL 35446

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY AL
Recording DateApr 4, 2023
Property Address115 GERONIMO CIR, MONTEVALLO, AL 35115-3622
Document Number0000093170
Map ReferenceMB 6 PG 28
Instrument DateMar 31, 2023
Instrument20230404000093170
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1070 HIGHWAY 54, MONTEVALLO, AL 35115-7272

Transferred To (Grantee/Buyer)

NameVerified Name
Address12395 SIPSEY VALLEY RD S, BUHL, AL 35446-1225

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHELBY AL
Recording DateMar 24, 2023
Property Address115 GERONIMO CIR, MONTEVALLO, AL 35115-3622
Document Number0000082130
Map ReferenceMB 6 PG 28
Instrument DateNov 28, 2022
Instrument20230324000082130
Transaction TypeTransfer
Record UpdatedApr 26, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1070 HIGHWAY 54, MONTEVALLO, AL 35115-7272

Transferred To (Grantee/Buyer)

NameVerified Name
Address1070 HIGHWAY 54, MONTEVALLO, AL 35115-7272

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY AL
Recording DateNov 15, 2022
Property Address115 GERONIMO CIR, MONTEVALLO, AL 35115-3622
Document Number0000423920
Map ReferenceMB 6 PG 28
Instrument DateNov 10, 2022
Instrument20221115000423920
Transaction TypeTransfer
Record UpdatedNov 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address942 NAVAJO TRL, 942, ALABASTER, AL 35007-9215

Transferred To (Grantee/Buyer)

NameVerified Name
Address1070 HIGHWAY 54, MONTEVALLO, AL 35115-7272

Mortgage

Document Number0000423930
DateNov 15, 2022
Instrument20221115000423930
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address115 GERONIMO CIR, MONTEVALLO, AL 35115-3622
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000104580
DateMar 2, 2021
Instrument20210302000104580
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressST THOMAS, VI 0804
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term335 Months
DueFeb 1, 2049

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address115 GERONIMO CIR, MONTEVALLO, AL 35115-3622
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000354520
DateOct 4, 2018
Instrument20181004000354520
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2048

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address115 GERONIMO CIR, MONTEVALLO, AL 35115-3622
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000074700
DateFeb 25, 2020
Instrument20200225000074700
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term347 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
MunicipalityMontevallo City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,337.00 (+63.65%)$26,220 (+55.7%)$262,030 (+55.69%) Land $55,000 Building $207,030
2023$817.00 Homeowner's exemption Senior Citizen's exemption$16,840$168,300 Land $50,000 Building $118,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2020)
Most Recent ClaimMar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 61% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTEVALLO WATER WORKS & SEWER BOARD
serves 10,746 people · EPA ID AL0001160
Water SourceGroundwater influenced by surface water
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
currently in violation since Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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