115 Germany Rd, Winchester, VA 22602 Property Records

Frederick County property record for 115 Germany Rd, Winchester, VA 22602

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,520 sqft · built 1999
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Last Sale	$611,500 (Dec 2025)
Tax Bill	$2,699 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7311-2`

Property Details

APN / Parcel Number

Primary APN	`7311-2`
Alternative APN	`8037223`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
Gross Area	5,004 sqft
1st Floor Area	1,235 sqft
Basement Area	1,235 sqft
Unfinished Basement	1,235 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	100,188 sqft (2.3 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	331 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8037223
Street Address	115 GERMANY RD
City	WINCHESTER
State	VA
Zip	22602-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SPRINGDALE CROSSING L2 2.30 ARCES
Legal Subdivision	ROSS
Legal Lot Number	2
Jurisdiction	FREDERICK VA
Township / Civil Division	BACK CREEK
Census Block Group	2
Census Block	2001
Census Tract	50600

Owner

115 Germany Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Frederick County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 GERMANY RD, WINCHESTER, VA 22602-2703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Jun 1, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 1, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on File
Deed Sale	Dec 19, 2025 · Amount on File
Prior Sale	Feb 16, 2000 · Amount on File
Deed Document Number	202512816
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Dec 19, 2025
Property Address	115 GERMANY RD, WINCHESTER, VA 22602-2703
Document Number	0000012816
Instrument Date	Dec 15, 2025
Instrument	250012816
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$611.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	115 GERMANY RD, WINCHESTER, VA 22602-2703

Mortgage

Document Number	0000012817
Date	Dec 19, 2025
Instrument	250012817

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	115 GERMANY RD, WINCHESTER, VA 22602-2703
Document Number	0000005716
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 GERMANY RD WINCHESTER VA 226022703, WINCHESTER, VA 22602-2703

Mortgage

Document Number	0000005716
Date	Jun 8, 2017
Instrument	5716

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months
Due	Jun 7, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.41%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	115 GERMANY RD, WINCHESTER, VA 22602-2703
Document Number	0000005715
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 GERMANY RD WINCHESTER VA 226022703, WINCHESTER, VA 22602-2703

Mortgage

Document Number	0000005715
Date	Jun 8, 2017
Instrument	5715

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months
Due	Jun 7, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.41%

Tax Assessment & Valuation

The 2026 property tax bill for 115 Germany Rd was $2,699, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,699.00 (+10.43%)	$509,200 (-) Land $118,000 Building $391,200	$509,200 (-) Land $118,000 Building $391,200
2025	$2,444.00 (+6,331.58%)	$509,200 Land $118,000 Building $391,200	$509,200 Land $118,000 Building $391,200
2024	$38.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Germany Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Germany Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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