115 Gardner St, Hickory, NC 28601 Property Records

Burke County property record for 115 Gardner St, Hickory, NC 28601

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,527 sqft · built 1912
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Nov 2020)
Tax Bill$1,282 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN2774833797

Property Details

APN / Parcel Number

Primary APN2774833797
Alternative APN
  • 15335

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,527 sqft Living Area
1st Floor Area986 sqft
FlooringWood

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area238 sqft
Deck AreaDeck Area
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address115 GARDNER ST
CityHICKORY
StateNC
Zip28601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNO ZONING
Legal Description115 GARDNER ST HICKORY, NC 28601
Legal SubdivisionPROPERTY OF PACIFIC MILLS
JurisdictionBURKE NC
Township / Civil DivisionICARD
Census Block Group1
Census Block1025
Census Tract21000

Owner

Source: Burke County records, as of September 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 607, RHODHISS, NC 28667-0607
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2020 · Amount on Record
Deed SaleNov 24, 2020 · Amount on Record
Deed Document Number202017047421
Deed Book / Page2503 / 398
Prior Transfer DateJan 26, 2007
Prior Transfer Doc0016350165
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address115 GARDNER ST, HICKORY, NC 28601
Document Number0025030402
Instrument DateNov 20, 2020
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025030402
DateNov 24, 2020
Book Page002503/000402
Instrument47422
Lender
NameAMERIFIRST FIN'L CORP
Address950 TRADE CENTRE WAY, PORTAGE, MI 49002-0487
Agreement
AmountAmount Recorded
Term360 Months
DueNov 23, 2050

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityRhodhiss Town
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,282.00 (-0.08%)$110,218 (-) Land $7,440 Building $102,778$110,218 (-) Land $7,440 Building $102,778
2023$1,283.00$110,218 Land $7,440 Building $102,778$110,218 Land $7,440 Building $102,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF RHODHISS
serves 867 people · EPA ID NC0114035
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Gardner St

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