Suffolk County and Smithtown Town property record for 115 Gannet Dr, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $585,000 (May 2021) |
| Tax Bill | $15,365 (2024) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Sep 2018 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 149.-2-42 |
| Primary APN | 473489 149.-2-42 |
|---|---|
| Alternative APNs |
|
| Lot Area | 13,504 sqft (0.31 acres) |
|---|
| Street Address | 115 GANNET DR |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-222851 TC-52 *3717 LOT 204 CHARTER WOODS SEC 3 |
| Legal Subdivision | MAP CHARTER WOODS SECTION III |
| Legal Block | 2 |
| Legal Lot Number | 42 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 135208 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 GANNET DR, COMMACK, NY 11725-4921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2021 | Deed, Transfer · Stand-Alone First Mortgage CONTOUR MORTGAGE CORP |
| Sep 20, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance NASSAU EDUCATORS FCU |
| Nov 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CLIFFCO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2021 · Amount on Record |
| Deed Sale | May 6, 2021 · Amount on Record |
| Prior Sale | Aug 22, 1997 · Amount on Record |
| Deed Book / Page | 13103 / 335 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 6, 2021 |
| Property Address | 115 GANNET DR, COMMACK, NY 11725-4921 |
| Document Number | 0131030335 |
| Book / Page | 13103 / 335 |
| Instrument Date | Apr 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 PARKSIDE DR, CARLE PLACE, NY 11514-1056 |
| Document Number | 0232710565 |
|---|---|
| Date | May 6, 2021 |
| Book Page | 23271/565 |
| Instrument | DM008556 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 115 GANNET DR, COMMACK, NY 11725-4921 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229610315 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 22961/315 |
| Instrument | 18-0175865 |
| Name | NASSAU EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 115 GANNET DR, COMMACK, NY 11725-4921 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231930001 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 23193/1 |
| Instrument | DL034311 |
| Name | CLIFFCO INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2040 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,585 (-) Land $350 Building $5,235 | $698,125 (+10,775.92%) Land $43,750 Building $654,375 | |
| 2024 | $15,365.00 | ||
| 2023 | $5,585 Land $350 Building $5,235 | $6,419 Land $402 Building $6,017 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1999) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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