115 Frazier St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 115 Frazier St, Dunkirk, NY 14048

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,530 sqft · built 1940
Lot Size0.688 acres (30,000 sqft)
Owner2 Individual Names on File
Tax Bill$3,756 (2026)
Deeds & MortgagesJul 2019 Refinance
Apr 2018 Line of Credit
APN060300 79.09-1-55

Property Details

APN / Parcel Number

Primary APN060300 79.09-1-55
Alternative APNs
  • 03000790090001055000
  • 030054930

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,530 sqft Living Area
1st Floor Area1,200 sqft
Upper Floors Area330 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area30,000 sqft (0.688 acres)
Lot Dimensions250 ft deep x 120 ft wide
Garage TypeDetached
Garage Area1,793 sqft
Parking Spaces7 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number030054930
Street Address115 FRAZIER ST
CityDUNKIRK
StateNY
Zip14048-1044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description50 X 125 RES. GAR.; OLD APN: 060300 1-6-9
Legal Block1
Legal Lot Number55.000
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionDUNKIRK
Census Block Group1
Census Block1008
Census Tract35600

Owner

115 Frazier St is owned and occupied by two individuals.

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address115 FRAZIER ST, DUNKIRK, NY 14048-1044
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY BANK NA
Apr 24, 2018Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address115 FRAZIER ST, DUNKIRK, NY 14048-1044
Transaction TypeMortgage
Record UpdatedAug 13, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2019002859
DateJul 23, 2019
InstrumentMT2019002859
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term61 Months
DueAug 1, 2024

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address115 FRAZIER ST, DUNKIRK, NY 14048-1044
Transaction TypeMortgage
Record UpdatedMay 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2018002097
DateApr 24, 2018
InstrumentMT2018002097
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term357 Months
DueJan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 115 Frazier St was $3,756 with a homeowner's exemption, up 3.3% from the year before.

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
MunicipalityDunkirk City
Unified School DistrictDunkirk City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,756.00 (+3.33%) Homeowner's exemption
2025$3,635.00$90,300 Land $7,600 Building $82,700$205,227 Land $17,273 Building $187,954
2023$90,300 (-) Land $7,600 Building $82,700$164,182 (+14.55%) Land $13,818 Building $150,364
2022Homeowner's exemption Senior Citizen's exemption$90,300 Land $7,600 Building $82,700$143,333 Land $12,063 Building $131,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 115 Frazier St; there have been 44 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies7 in force
Nearby Flood Claims44 (1979–2021)
Claims Outside the SFHA6 of 44
Most Recent ClaimDec 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Frazier St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNKIRK CITY
serves 12,743 people · EPA ID NY0600360
Water SourceSurface water
Last State InspectionJul 2022
Lead10 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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