115 Forest St, Staten Island, NY 10314 Property Records

New York City and Richmond County property record for 115 Forest St, Staten Island, NY 10314

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,020 sqft · built 1970
Lot Size0.094 acres (4,100 sqft)
OwnerIndividual Name on Record
Last Sale$810,000 (Nov 2023)
Tax Bill$8,520 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Oct 2018 Reverse Mortgage
+ 1 more
APN02148-0012

Property Details

APN / Parcel Number

Primary APN02148-0012
Alternative APNs
  • 0902021480012
  • 5-02148-0012

Interior

Full Baths2 Baths
Half Baths4 Half Baths
Stories2 Stories
Building Area2,020 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area4,100 sqft (0.094 acres)
Lot Dimensions100 ft deep x 41 ft wide

Location & Zoning

Account Number02148-0012
Street Address115 FOREST ST
CitySTATEN ISLAND
StateNY
Zip10314-3827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3X
Legal Block2148
Legal Lot Number12
JurisdictionRICHMOND NY
Township / Civil DivisionSTATEN ISLAND
Census Block Group2
Census Block2000
Census Tract29105

Owner

Source: New York City and Richmond County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address115 FOREST ST, STATEN ISLAND, NY 10314-3827
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Bargain and Sale Deed, Transfer · Conventional Mortgage
ROYAL BUSINESS BANK
Oct 17, 2018Deed of Trust, Mortgage · Reverse Mortgage
RESIDENTIAL HOME FUNDING CORP
Sep 28, 2018Deed of Trust, Mortgage · FHA Mortgage
FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2023 · Amount on Record
Deed SaleNov 14, 2023 · Amount on Record
Deed Document Number2023937050
Record UpdatedOct 29, 2026

November 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionRICHMOND NY
Recording DateNov 14, 2023
Property Address115 FOREST ST, STATEN ISLAND, NY 10314-3827
Document Number0000937050
Instrument DateNov 13, 2023
Instrument937050
Transaction TypeTransfer
Record UpdatedDec 5, 2023
Title CompanyNEW YORK SETTLEMENT AND ABSTRACT INC, NEW YORK STLMT & ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address115 FOREST ST, STATEN ISLAND, NY 10314-3827

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 FOREST ST, STATEN ISLAND, NY 10314-3827

Mortgage

Document Number0000937051
DateNov 14, 2023
Instrument937051
Lender
NameROYAL BUSINESS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7.25%
Type Change DateDec 1, 2028
Change Frequency6 Months
Min Rate At Change5.25%
Max Rate At Change9.25%
Margin3
Max Rate12.2%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND NY
Property Address115 FOREST ST, STATEN ISLAND, NY 10314-3827
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 FOREST ST, STATEN ISLAND, NY 10314-3827

Mortgage

Document Number0000717025
DateOct 17, 2018
Instrument717025
Lender
NameRESIDENTIAL HOME FUNDING CORP
TypeLending Institution
AddressWEST HARRISON, NY 10604
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term885 Months
DueJul 11, 2092
Interest
Rate TypeAdjustable Rate
Rate5.65%
Type Change DateOct 1, 2019
Change FrequencyAnnually
Index1-Year LIBOR

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND NY
Property Address115 FOREST ST, STATEN ISLAND, NY 10314-3827
Document Number0000717026
Instrument DateSep 28, 2018
Transaction TypeMortgage
Record UpdatedJul 23, 2020
Title CompanyEQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address115 FOREST ST STATEN ISLAND NY 103143827, STATEN ISLAND, NY 10314-3827

Mortgage

Document Number0000717026
DateOct 17, 2018
Instrument717026
Lender
NameFEDERAL HSNG COMMISSIONER
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term888 Months
DueOct 16, 2092
Interest
Rate TypeAdjustable Rate
Rate5.65%

Tax Assessment & Valuation

Source: New York City and Richmond County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRichmond County
MunicipalityNew York City
Unified School DistrictNew York City Department Of Education (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,100 (+26.88%) Land $9,370 Building $40,730$835,000 (-) Land $174,000 Building $661,000
2025$8,520.00 (+114.88%)
2023$3,965.00 Homeowner's exemption Senior Citizen's exemption$39,485 Land $8,228 Building $31,257$835,000 Land $174,000 Building $661,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies30 units insured
incl. 24 condo units
Nearby Flood Claims1 (2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW YORK CITY SYSTEM
serves 8,271,000 people · EPA ID NY7003493
Water SourceSurface water
Last State InspectionDec 2025
Lead10 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureUncovered finished water reservoir
currently in violation since Feb 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 779 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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