Essex County and Middleton Town property record for 115 Forest St, Middleton, MA 01949
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,033 sqft · built 1989 |
| Lot Size | 0.527 acres (22,965 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (May 2019) |
| Tax Bill | $7,884 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Nov 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MIDD M:0016 B:0000 L:0052 A |
| Primary APN | MIDD M:0016 B:0000 L:0052 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,033 sqft Living Area |
| Gross Area | 2,473 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,965 sqft (0.527 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 115 FOREST ST |
|---|---|
| City | MIDDLETON |
| State | MA |
| Zip | 01949-2013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Lot Number | 52 A |
| Jurisdiction | MIDDLETON MA |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 212102 |
115 Forest St is owned and occupied by an individual who bought it in May 2019.
Source: Essex County and Middleton Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 FOREST ST, MIDDLETON, MA 01949-2013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Nov 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance RADIUS FINANCIAL GROUP |
| May 10, 2019 | Quit Claim Deed, Transfer · Stand-Alone Refinance RADIUS FINANCIAL GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on File |
| Deed Sale | May 10, 2019 · Amount on File |
| Prior Sale | Aug 1, 2016 |
| Deed Book / Page | 37502 / 2 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 115 FOREST ST, MIDDLETON, MA 01949-2013 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 041076-505 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 41076/505 |
| Instrument | 20220720001110 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 115 FOREST ST, MIDDLETON, MA 01949-2013 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38069-447 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 38069/447 |
| Instrument | 20191127004320 |
| Name | RADIUS FINANCIAL GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Recording Date | May 10, 2019 |
| Property Address | 115 FOREST ST, MIDDLETON, MA 01949-2013 |
| Document Number | 37502-2 |
| Book / Page | 37502 / 2 |
| Instrument Date | May 10, 2019 |
| Instrument | 20190510003450 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 FOREST ST, MIDDLETON, MA 01949-2013 |
| Document Number | 190510003460 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 190510003460 |
| Name | RADIUS FINANCIAL GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 115 Forest St was $7,884, up 6.1% from the year before.
Source: Essex County and Middleton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Middleton Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Middleton School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,884.00 (+6.12%) | $626,200 (+0.22%) Land $296,100 Building $328,800 | $660,395 (+10.38%) |
| 2025 | $7,429.00 (+19.78%) | $624,800 (+18.78%) Land $292,700 Building $332,100 | $598,310 |
| 2024 | $6,202.00 (-7%) | $526,000 (+1.51%) Land $263,800 Building $262,200 | |
| 2023 | $6,669.00 | $518,200 Land $292,700 Building $225,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Forest St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 115 Forest St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000 |
|---|---|
| Water Source | Purchased surface water from DANVERS WATER DEPT. |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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